p2p lending at lending club
consolidate bills
Homeownership Verified

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Listing Information
Amount: $10,001.00 Status: Loan created
Grade: C DTI: 13%
Lender Rate: 16% Borrower: mike96
Time Left: Finished State: NH
Funded: 100% Group: Not Active
Loan Information
Loan Status: 4+ months late Origination Date: 2007-05-24 EricsCC ROI: -39%
Status History
May 23, 2007 Current
Jan 09, 2008 Late
Jan 25, 2008 1 month late
Feb 25, 2008 2 months late
Mar 25, 2008 3 months late
Apr 25, 2008 4+ months late
About me: I am a 36 year old male with a wife and two young children.  I attended Northeastern University in Boston for Four years but unfortunately had to leave prior to graduating due to some health issues at that time.  I have been employed with Fidelity Investments for just over seven years.  I am currently a supervisor in our Trade Support group for the last 1 1/2 years.  My wife currently has a home based business where she is using her income to reinvest into the business and we expect that she will be cash flow positive within the next year or so.

Purpose of loan: I will be using the loan proceeds to help get back on track from some financial set backs that have occurred lately.  I was recently out of work due to a leg injury (ruptured Achilles) and have some medical bills to pay and currently playing catch up on mortgage payment (which explains my current delinquents).  This loan will give me the ability to get back on track and some breathing room for some time to come.  I will also be getting a pay raise in July to help increase my monthly income.  My plan is to pay this loan off early while raising my credit score to a much better level.

Monthly net income: $ 4600.00


  Monthly expenses: $ 3000
  Housing: $ 1800      
  Insurance: $ 120      
  Car expenses: $   
  Utilities: $ 150  
  Phone, cable, internet: $ 120  
  Food, entertainment: $ 450  
  Clothing, household expenses $  
  Credit cards and other loans: $ 200
  Other expenses: $
Borrower's Other Listings
134032 Consolidating debt and home improvements C $15,000 @ 13% May 07, 2007 Withdrawn

 

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