Want To Provide Safe, Supervised Place For Teenage Daughter
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,600.00 | Status: | Withdrawn |
| Grade: | E | DTI: | 23% |
| Lender Rate: | 18% | Borrower: | zo1957 |
| Finished | State: | GA | |
| Funded: | 0% | Group: | GROUP CLOSED |
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Purpose of loan: We would like to finish our basement in order to provide a safe, supervised place for my daughter and her friends to "hang out" rather than having them riding the roads or looking for something to do. Recently there have been a high number of teenage traffic accidents and alcohol related incidents in our area, including the death of a friend of my daughter's who she went to school with and we would like to try to do something to get more of the kids off of the streets and in a safer environment with adult supervision. We want to give the kids a nice place to watch movies, play games, listen to music, etc. with some adult supervision close by. We know we cannot keep all of the automobile accidents or alcohol related incidents from occurring but we would much rather have the kids coming to our house in the evenings or after football games in the fall, rather than riding the streets or hanging out in mall parking lots looking for things to do. Ideally, we would have preferred to have finished saving to complete the basement without borrowing and have saved approximately $ 5,400.00 of the $ 15,000.00 that it is going to cost to finish the basement but thought that we would go ahead and try to complete now. Besides the benefit of having a place for the kids, the additional square footage of finished living space will boost the equity that we have in the house substantially. My financial situation: We are a middle-class, conservative family who believe in always doing the right thing, including paying our debts. We have never defaulted on any loans or credit and would make sure that every payment was paid in a timely manner as expected. I have been employed by the same company for the past 28+ years and will celebrate my 29 year Service Anniversary at the end of May. Monthly net income: $ I currently bring home approx $6,500.00 per month. Monthly expenses: $ Housing: $ 2,840.00 Insurance: $ 400.00 Car expenses: $ 425.00 Utilities: $ 300.00 Phone, cable, internet: $ 160.00 Food, entertainment: $ 350.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 800.00 Other expenses: $ 300.00 Total: $ 5,775.00 Amount Available For Prosper Loan: $ 725.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 135028 | Home Addition & Safe Teenage Hang-Out | E | $9,600 @ 23% | May 09, 2007 | Expired |
| 147812 | Home Improvement & Safe Teenage Hang-Out | E | $9,600 @ 28% | Jun 06, 2007 | Withdrawn |
| 151977 | Consolidate High Interest Credit | E | $7,600 @ 28% | Jun 14, 2007 | Withdrawn |
| 153290 | Consolidate High Interest Credit | E | $6,200 @ 28% | Jun 16, 2007 | Withdrawn |
| 153384 | Consolidate High Interest Credit - Low DTI | E | $5,300 @ 27% | Jun 17, 2007 | Loan created |
| 264433 | Consolidate High Interest Credit - Low DTI | E | $9,700 @ 29% | Jan 14, 2008 | Withdrawn |
| 266901 | Second Prosper Loan - Paying Medical Expenses | E | $5,000 @ 29% | Jan 17, 2008 | Expired |
| 270122 | Second Prosper Loan - Low DTI | E | $4,500 @ 29% | Jan 23, 2008 | Expired |
| 272200 | Second Prosper Loan - Low DTI | E | $4,500 @ 35% | Jan 28, 2008 | Expired |
| 297707 | Second Prosper Loan - Low DTI | D | $5,900 @ 28% | Jul 21, 2008 | Expired |
| 374548 | Second Prosper Loan - Low DTI | D | $5,900 @ 32% | Jul 29, 2008 | Expired |
| 378487 | Second Prosper Loan - Low DTI | D | $4,900 @ 35% | Aug 06, 2008 | Expired |
| 384027 | Second Prosper Loan - Low DTI | D | $3,900 @ 35% | Aug 18, 2008 | Expired |
| 392900 | Second Prosper Loan - Low DTI | D | $4,500 @ 35% | Sep 08, 2008 | Expired |
| 399162 | Second Prosper Loan - Low DTI | D | $4,500 @ 35% | Sep 16, 2008 | Expired |
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