Relist: College student needs a loan for transmission repair
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,750.00 | Status: | Loan created |
| Grade: | HR | DTI: | 35% |
| Lender Rate: | 26% | Borrower: | dante03 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-16 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| May 16, 2007 | Current |
|
Purpose of loan:
Hello and thank you for viewing my listing. This listing is a re-list, my first loan did not got funded, but I hope prosper will be able to help me this time. I am a college student who goes to San Jose State University. I have one more semester left. I live at home with my mom and little brother. I work at Best Buy as loss prevention. I have one delinquency on my credit, but it is under review by the credit department, because the company on my account is one that I never knew about. My credit cards are maxed out, because I had to pay for school books and help my mom out. I am a very hardworking person, but just recently my car broke down and I need a loan to keep things from getting behind. If I have to take the bus to work and school I will not be able to make it on time and the bus doesn't run at the time I get off work. The estimate to get my car fixed is $2750 - The amount of the loan. As I said earlier, I work at Best Buy, and I take home $1100 a month and I will be able to make my payments on time. My monthly budget: Mortgage/rent: $0 Insurance: $80 Car expenses: $120 Utilities: $50 Phone, cable, internet: $105 Food, entertainment: $100 Clothing, household expenses $ Credit cards and other loan payments: $150 Other expenses: $ --------------------------------------- Total monthly expenses: $605 As you can see, I have about $500 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 130078 | Car Repair | HR | $2,555 @ 13% | Apr 29, 2007 | Withdrawn |
| 130215 | College Student Needs Auto Repair | HR | $2,750 @ 20% | Apr 29, 2007 | Withdrawn |
| 130341 | College Student Needs Auto Repair | HR | $2,750 @ 28% | Apr 29, 2007 | Expired |
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