"Getting Back on Track"
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 38% |
| Lender Rate: | 11% | Borrower: | liberty7 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-05-16 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| May 16, 2007 | Current |
| Jun 20, 2007 | Payoff in progress |
| Jun 23, 2007 | Paid |
|
Hello and thank you for viewing my listing I am married and I have one daughter who is now 3 years old. We have been struggling since we got married and had a child. Our money mangement has not been very well but we have changed that. We recently paid off most of our credit cards, and are in the process of refinancing our home to get a locked in rate. I am looking to pay off 5 pay day loans to get myself caught up and I will be able to not take anymore out. I am also wanting to pay off the rest of my Chase Card. Unfortunately, since I got into Pay Day loans, I now need help to get out of them. I would use Prosper Loan to pay off the following: 1. Pay Day OK-$500.00 2. Net Cash USA- $300.00 3. Dollar Quick Loans-$350.00 4.Cash Net-$300.00 5.USA Payday-$390.00 6. Chase Bank -$850.00 ------------- $2,690.00-Total amount of Debt to pay off I work at State Farm Insurance as a customer service representative and I have been there for 3 years and 8 months. My husband works as a surveyor for Smart Surveying.My current Monthly net income combined togethere is $3,230.00 Here's my monthly budget with the Prosper loan in place: Morgage-$1,300.00 Car Payment-$350.00 Gas-$200.00 Groceries-$100.00 Utilities (all combined)- $190.00 Cell Phone-$150.00 Recreation-$75.00 Goodyear-$50.00 ------------------ $2,415.00-total monthly expenditures As you can see, with just a little help, I have over $800.00 left over, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life, free from the stressed caused by pay day loans. I have definitely learned my lesson. I promise that my payment to Prosper will be my Top priority each month, in fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, everytime. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 167995 | "Debt Consulation" | E | $8,500 @ 22% | Jul 12, 2007 | Withdrawn |
| 168562 | "Debt Consulation" | E | $2,500 @ 19% | Jul 13, 2007 | Loan created |
| 270164 | "Debt Consulation" | D | $5,000 @ 22% | Jan 23, 2008 | Expired |
| 287275 | "Paying off Bills" | D | $5,000 @ 22% | Mar 03, 2008 | Expired |
| 324142 | "Paying off Bills" | D | $3,000 @ 33% | May 02, 2008 | Expired |
| 332491 | "Please help me Rebuild my Credit" | D | $3,000 @ 33% | May 14, 2008 | Expired |
| 339496 | "Please help me Rebuild my Credit" | D | $3,000 @ 34% | May 27, 2008 | Loan created |
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