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Consolodating high interest credit card debt

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: E DTI: 36%
Lender Rate: 28% Borrower: zwaters85
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-25 EricsCC ROI: 22%
Status History
May 25, 2007 Current
Sep 09, 2007 Late
Sep 27, 2007 1 month late
Oct 30, 2007 2 months late
Nov 09, 2007 Current
Nov 10, 2007 Late
Nov 24, 2007 Current
Feb 09, 2008 Late
Feb 15, 2008 Current

Purpose of loan:
This loan will be used to pay off credit cards with high interest rates.

My financial situation:
I am a hard working young guy, I got into trouble with credit cards when I was younger. I am looking to get out from under Chase Bank and Discover with a consolodation loan. The cards have not been used in at least a year. I am an assistant lead technician at the industrial transmission company Motovario, Inc. I live with my parents so I have very few monthly expenses, but I would like to get out of debt on my on.

Monthly net income: $ 1700

Monthly expenses: $
  Housing: $ 0.00
  Insurance: $ 0.00
  Car expenses: $ 150.00
  Utilities: $ 0.00
  Phone, cable, internet: $ 0.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 100.00
  Car loan: $182.00

Thank you for considering my request.

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