- consolidating all my debts -
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 15% |
| Lender Rate: | 14% | Borrower: | chrisbaniqued |
| Finished | State: | CA | |
| Funded: | 100% | Group: | GROUP CLOSED |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-22 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| May 22, 2007 | Current |
|
Purpose of The Loan: I had to relist mine again with a lower loan amount, since my last listing didn't gain any funds and the projection rate shows it wouldn't reach the amount I'm hoping for. Basically, I wanted to consolidated all my high-interest credit cards into one account. Hopefully, Prosper.com and Computer & IT Professional Group can help reach that goal. I have two credit cards Bank of America & Citibank both combined balance is $12,050.00. The balance accumulated all throughout my college years. I had to pay my tutition, school expenses, and even payoff my car. After I graduated, I was your typical unemployed graduate trying to find, adjust, and adapt to the crazy world of high-tech industry in Silicon Valley. I was living off with credit card trying to survive. I got a job offer 2yrs ago and since then life is a little bit easier. My credit rating went from D to C this past year. I was able to pay all my bill on time and more than the minimum due. Now, if I could only consolidate all debt into one account I'll be able to keep track and breathe a little bit better. I work as a System Adminstrator and Webmaster in Santa Clara,CA. Since I started I had raise and bonus. This is a very stable job and a lot of room to grow. Everyone needs a second chance. I know I?ve made mistakes and have learned my lessons from it. Monthly Income: $2,400-2,500 (after tax - varies on hours worked & overtime) Monthly Expenses: $1,995 Rent: $975 Insurance: $60 Utilities (Electricity): $50 Phone, Cable, Internet: $210 Food / Entertainment: $400 Bills: $100 (Stafford Student Loan) / $200 (Bank of America CC) Thanks In Advance. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 29951 | Pay off my Discover Card Debt | D | $4,700 @ 0% | Aug 08, 2006 | Withdrawn |
| 30085 | -A New Start- | D | $4,700 @ 19% | Aug 09, 2006 | Withdrawn |
| 131696 | help in paying off my debt to have a new fresh start. | C | $8,500 @ 21% | May 02, 2007 | Withdrawn |
| 131875 | Please help me consolidated all my debts | C | $12,500 @ 21% | May 02, 2007 | Withdrawn |
| 131879 | Please help me consolidate my debt. | C | $12,500 @ 21% | May 02, 2007 | Withdrawn |
| 131894 | Please help me consolidate my debt. | C | $12,500 @ 19% | May 02, 2007 | Withdrawn |
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