Business Development
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 35% |
| Lender Rate: | 27% | Borrower: | teejay59 |
| Finished | State: | MO | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-22 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| May 22, 2007 | Current |
|
would like this loan to expand my jewelry business. I started a jewelry business over a year ago in Nebraska . I recently had the opportunity to take over an existing Jewelry store in Independence , Missouri . We currently specialize in Gold, Silver, and Diamond Jewelry. Currently I am making $3,500 per month, plus commissions. I had stellar credit and a score over 700 until October 2005. It was in October 2005 that I was suddenly unemployed. I spent the next few months searching for a job and living off my credit cards. Needless to say, the credit cards ended up being maxed out, and over the credit lines. I have sought credit counseling and am making monthly payments to get them paid off. Currently my credit report is showing 20 current delinquent accounts. This is incorrect. I have contacted the credit bureaus and disputed the incorrect information. Unfortunately it takes 60-90 days for them to fully investigate and correctly update their information. As stated earlier, I currently earn $3,500 per month. Monthly Budget: $675 Housing $54 Insurance $122 Utilities, Phone, internet $200 Food & Entertainment $200 Household expenses $257 Credit card payments $1,508 Total monthly expenses This leaves me $1,992 to make this payment each month. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 55142 | Paying Bills | HR | $2,500 @ 13% | Oct 30, 2006 | Expired |
| 60449 | Business Development,Improving Credit History | HR | $10,000 @ 14% | Nov 11, 2006 | Withdrawn |
| 80374 | Business Development | HR | $5,000 @ 15% | Jan 02, 2007 | Expired |
| 125342 | buisness moving expense | HR | $3,000 @ 15% | Apr 18, 2007 | Expired |
| 290709 | Business Development | HR | $7,000 @ 35% | Mar 09, 2008 | Expired |
| 294198 | Business Development | HR | $3,000 @ 35% | Mar 16, 2008 | Expired |
| 298727 | Business Development | HR | $3,000 @ 35% | Mar 24, 2008 | Expired |
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