Safe Investment....Please Read!

| Listing Information | |||
|---|---|---|---|
| Amount: | $7,800.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 29% |
| Lender Rate: | 19% | Borrower: | bender2477 |
| Finished | State: | IA | |
| Funded: | 1% | Group: | (No Group) |
|
Dear Prosper Lenders, This will be my 2nd loan thru Prosper. I decided to pay my last loan off early in hopes of receiving a new loan that will pay off all of our credit cards and hopefully bring our credit scores back up! I have worked construction for over 10 years and am employed by a large, employee owned company. I work year round, snow, rain or shine and make $15.25/hr. My wife is an Administrative Assistant; she works 32 hrs a week and makes $14.50/hr. Over time, we have accumulated 11 low limit, high interest rate ccs at or close to their limits and this is negatively affecting our credit scores. I want them paid off once and for all. Due to spacing, I could not list them all but will be happy to. We did file bankruptcy in May 2002, but have worked hard at rebuilding our credit ever since and have paid all loans, cc payments and Mortgage payments on time every month, which is why such a low score is so frustrating. **Below you will find a list of the accts we wish to pay off with the loan and our household income and expenses. We make enough money to cover these expenses and the Prosper loan payment. We truly appreciate your time and will definitely appreciate your bid! Thanks so much! TOTAL HOUSEHOLD INCOME: $3700 MONTHLY HOUSEHOLD EXPENSES: PROSPER LOAN 290 MORTG 373 VEHICLE PYMT/GAS/INS 590 CHILDCARE 550 GROCERIES 400 LIFE INSUR 100 CABLE/UTILIT 260 CELL PHONES 100 CLOTHING/MISC EXP 200 TOTAL $2863 $ LEFT AT END OF MONTH: $837 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 59972 | Cash for Remodel | E | $2,500 @ 20% | Nov 10, 2006 | Withdrawn |
| 60061 | Need More Room! | E | $1,200 @ 20% | Nov 10, 2006 | Withdrawn |
| 63525 | Safe Investment! Please read... | E | $1,000 @ 20% | Nov 18, 2006 | Loan created |
| 132593 | 2nd Loan with Prosper...Another Safe Investment | HR | $15,000 @ 19% | May 04, 2007 | Withdrawn |
| 132634 | 2nd Loan with Prosper...Another Safe Investment! | HR | $15,000 @ 19% | May 04, 2007 | Withdrawn |
| 134352 | Final Listing...This loan will make a difference! | HR | $3,700 @ 19% | May 08, 2007 | Withdrawn |
| 135064 | Cleaner Air for our Son! | HR | $2,000 @ 19% | May 09, 2007 | Withdrawn |
| 137656 | Previous Successful Prosper Borrower! | HR | $2,400 @ 18% | May 15, 2007 | Withdrawn |
| 137667 | Previous Successful Prosper Borrower | HR | $2,400 @ 18% | May 15, 2007 | Loan created |
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