Safe Investment....Please Read!
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Listing Information
Amount: $7,800.00 Status: Withdrawn
Grade: HR DTI: 29%
Lender Rate: 19% Borrower: bender2477
Time Left: Finished State: IA
Funded: 1% Group: (No Group)
Dear Prosper Lenders,    

This will be my 2nd loan thru Prosper.  I decided to pay my last loan off early in hopes of receiving a new loan that will pay off all of our credit cards and hopefully bring our credit scores back up!  

I have worked construction for over 10 years and am employed by a large, employee owned company.  I work year round, snow, rain or shine and make $15.25/hr.  My wife is an Administrative Assistant; she works 32 hrs a week and makes $14.50/hr.   

Over time, we have accumulated 11 low limit, high interest rate ccs at or close to their limits and this is negatively affecting our credit scores.  I want them paid off once and for all.  Due to spacing, I could not list them all but will be happy to.  We did file bankruptcy in May 2002, but have worked hard at rebuilding our credit ever since and have paid all loans, cc payments and Mortgage payments on time every month, which is why such a low score is so frustrating.      

**Below you will find a list of the accts we wish to pay off with the loan and our household income and expenses.  We make enough money to cover these expenses and the Prosper loan payment.  We truly appreciate your time and will definitely appreciate your bid!  Thanks so much!  

TOTAL HOUSEHOLD INCOME:  $3700 


MONTHLY HOUSEHOLD EXPENSES:
PROSPER LOAN                      290
MORTG                                    373 
VEHICLE PYMT/GAS/INS         590
CHILDCARE                             550
GROCERIES                            400
LIFE INSUR                             100 
CABLE/UTILIT                           260
CELL PHONES                        100
CLOTHING/MISC EXP              200
TOTAL                                    $2863  

$ LEFT AT END OF MONTH:     $837

Borrower's Other Listings
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132593 2nd Loan with Prosper...Another Safe Investment HR $15,000 @ 19% May 04, 2007 Withdrawn
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134352 Final Listing...This loan will make a difference! HR $3,700 @ 19% May 08, 2007 Withdrawn
135064 Cleaner Air for our Son! HR $2,000 @ 19% May 09, 2007 Withdrawn
137656 Previous Successful Prosper Borrower! HR $2,400 @ 18% May 15, 2007 Withdrawn
137667 Previous Successful Prosper Borrower HR $2,400 @ 18% May 15, 2007 Loan created

 

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