Help pay off high interest credit cards!

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: C DTI: 17%
Lender Rate: 13% Borrower: okay1234
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-15 EricsCC ROI: 9%
Status History
May 16, 2007 Current
Purpose of loan:
To pay off high interest credit cards in order to improve my credit score.

My financial situation:
I have had full time job as a marketing manager for a well-established organic pet food company for over a year and plan to continue employment with this company as a career.

Monthly net income:  $2,600.00 after taxes

Monthly expenses:  $1675.90 
Housing:  $600.00  
Health Insurance:  $100.00 
Car expenses including insurance:  $320.90 
Utilities:  $0.00  (All utilities are included in my rent.) 
Phone, cable, internet:  $25.00 
Food, entertainment:  $200.00  
Clothing, household expenses:  $120.00 
Credit cards and other loans:  $160.00  (This is the minimum payment for my credit cards.  The purpose of this loan is to alleviate this payment.)  
Other expenses:  $150.00

Thank you for reviewing my listing!  :)
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