Hardworking US Army soldier wanting to pay off debts
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 9% |
| Lender Rate: | 25% | Borrower: | m_eldridge |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-05-14 | EricsCC ROI: | -57% |
| Status History | |
|---|---|
| May 12, 2007 | Current |
| Jan 31, 2008 | Late |
| Feb 15, 2008 | 1 month late |
| Mar 17, 2008 | 2 months late |
| Apr 16, 2008 | 3 months late |
| May 24, 2008 | 4+ months late |
|
I am currently in the military and have been for over 20 years.. I am also employed by the Illinois Department of Corrections and have been for over 14 years. I have loans currently and I have never made a late payment with any of these creditors. I have a good payment history with them. I will be using this loan to pay off the remaining debts on my credit report and to pay closing costs on a home. I am currently stationed in Baghdad, Iraq. Since I have been gone, my wife has been working diligently to pay off debts and dispute inaccuracies on my report. I want to get these debts paid off as soon as possible so that I can begin rebuilding my credit and own a home again. Currently my credit report is showing $18,330 delinquent. This is incorrect. I have a total past due amount of $5006. My wife has paid off alot of the debt and has disputed quite a bit. I have a current tri-merge credit report and am willing to provide a copy of it if needed. My Equifax score is 579, my TransUnion is 487, and my Experian is 531. These will all improve once the disputes are done being investigated and the report is updated. I was told it would take approximately 30-60 days for the update. I currently bring home $4800.00 per month from the Army and bring home $350 from Illinois Department of Corrections. My wife brings home $1,000- $2,000 per month. She works from home as a Mortgage Consultant for a large brokerage firm. Budget: $500 Rent $130 Insurance $380 Car expenses $250 Utilities, phone, internet $350 Groceries $160 Household expenses, clothing $200 Loan payments $1,970 total monthly expenses This leaves us $4000 a month to pay off our loan Thankyou for your consideration and please feel free to contact me with any questions you may have. God Bless! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 129465 | filed BK as result of divorce, want to pay off all debts | HR | $10,000 @ 29% | Apr 27, 2007 | Withdrawn |
| 129501 | Soldier trying to rebuild credit and start over | HR | $10,000 @ 29% | Apr 27, 2007 | Withdrawn |
| 132653 | Hardworking US Army Soldier wanting to pay off debt | HR | $10,000 @ 29% | May 04, 2007 | Withdrawn |
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