2nd Loan with Prosper...Another Safe Investment!
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 39% |
| Lender Rate: | 19% | Borrower: | bender2477 |
| Finished | State: | IA | |
| Funded: | 0% | Group: | (No Group) |
|
Hello, This will be my 2nd loan thru Prosper. We decided to pay off early in hopes of receiving a new loan that will pay off all of our credit cards and allow us to purchase a used camper! I am hoping that you will take a chance on me once again. My credit is showing as HR now which is surprising to me. My wife and I subscribe to ?Credit Keeper? and as of April 30th, that report showed my score as 621??? This happened to me last time as well. About Me: I am 30 years old. My wife and I have been married for 8 years. We have three beautiful children, Griffen, 6, Micah, 3 and Brooklyn, 5 months. I have worked construction for over 10 years, I make $15.25/hr and have excellent benefits. I work year round, snow, rain or shine. My wife is an Admin Asst to the FAA Manager at our local Airport; she works 32 hrs a week and makes $14.50/hr. My Fin Situation/Purp of Loan: My wife took a 6 wk unpaid maternity leave last Dec, we used cc's to pay for gas, groceries and holiday purchases. Now we have a number of credit cards at or close to their limits and it is negatively affecting our credit scores. We did file bankruptcy in May 2002, but have worked hard at rebuilding our credit ever since and have paid all loans, credit card payments and Mortgage payments on time every month. If we are fully funded I would like to pay off all of our ccs ($6800) to bring our scores back up and also purchase a pull behind camper for my family ($7500). We love camping and for the last couple of years, we have stayed in my mother-in-laws camper, but I get the feeling she would like to have her privacy at times. I decided to check with Prosper and see if we could kill two birds with one stone, purchase a camper and pay off our credit cards as well. This will turn 10 payments into 1 and should positively affect our credit score as well! us as well. We truly appreciate your time and will definitely appreciate your bid! Thank you so much! MONTHLY NET INCOME $3700 MONTHLY HOUSEHOLD EXPENSES PROSPER LOAN 558 MORTG 373 VEHICLE/INS 390 CHILDCARE 550 GROCERIES/GAS 600 LIFE INSUR 100 CABLE/UTILITIES 255 CELL PHONES 100 CLOTHING/ENT/MISC 200 $ LEFT AT END OF MONTH & |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 59972 | Cash for Remodel | E | $2,500 @ 20% | Nov 10, 2006 | Withdrawn |
| 60061 | Need More Room! | E | $1,200 @ 20% | Nov 10, 2006 | Withdrawn |
| 63525 | Safe Investment! Please read... | E | $1,000 @ 20% | Nov 18, 2006 | Loan created |
| 132593 | 2nd Loan with Prosper...Another Safe Investment | HR | $15,000 @ 19% | May 04, 2007 | Withdrawn |
| 133696 | Safe Investment....Please Read! | HR | $7,800 @ 19% | May 07, 2007 | Withdrawn |
| 134352 | Final Listing...This loan will make a difference! | HR | $3,700 @ 19% | May 08, 2007 | Withdrawn |
| 135064 | Cleaner Air for our Son! | HR | $2,000 @ 19% | May 09, 2007 | Withdrawn |
| 137656 | Previous Successful Prosper Borrower! | HR | $2,400 @ 18% | May 15, 2007 | Withdrawn |
| 137667 | Previous Successful Prosper Borrower | HR | $2,400 @ 18% | May 15, 2007 | Loan created |
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