Momcat is vetted
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 34% |
| Lender Rate: | 13% | Borrower: | momcat238 |
| Finished | State: | OK | |
| Funded: | 100% | Group: | Midwest Friends & Family Investing |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-14 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| May 12, 2007 | Current |
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Purpose of loan: I am a 46-year old divorced mother of two teenaged children. I am a vice-president in lending with a large bank. I have been employed with this Bank for a total of 19 years--the first time for three years, then left for two years to be with my newborn son, and then have been back with them for the last sixteen years. I have two credit cards ($900 and $1900) that I would like to pay off and close. I have a larger credit card that I want to pay off as quickly as possible (hopefully within a year because it is at 0% for about another year.) I want to close that one and only keep a small credit card open for reservations and emergencies. Also, I had surgery about a month ago and did put back money for the bills, but not near enough. I want to get all of those paid ($2000 to $2500). My financial situation: I have a good job and a good income. I am trying to stick with a plan to get all of my loans but my two mortgages paid off within the next three years. I would like to be able to put back money to have a cushion and would possibly like to look at building a home sometime in the future. I am tired of living paycheck to paycheck. I do have a little part-time job that pays about $300 a month for office work but it is cash only and not reported. Monthly net income: After all deductions--$2,329/mo. Monthly expenses: $448/1st mortgage $228/2nd mortgage $370/car payment $389/consumer loan $200/credit cards $175/utilities $100/food Total Expenses: $1910 This leaves $410 to pay Prosper and any other misc expenses. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 128577 | Consolidating credit cards/medical expenses | C | $5,000 @ 12% | Apr 25, 2007 | Withdrawn |
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