Pay off CC and Home Improvement
| Listing Information | |||
|---|---|---|---|
| Amount: | $18,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 28% |
| Lender Rate: | 24% | Borrower: | jastso |
| Finished | State: | KY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-05-17 | EricsCC ROI: | -30% |
| Status History | |
|---|---|
| May 17, 2007 | Current |
| Jun 05, 2008 | Late |
| Jun 18, 2008 | 1 month late |
| Jul 18, 2008 | 2 months late |
| Aug 08, 2008 | 1 month late |
| Aug 19, 2008 | 2 months late |
| Sep 18, 2008 | 1 month late |
| Sep 19, 2008 | 2 months late |
| Oct 16, 2008 | 1 month late |
| Oct 18, 2008 | 2 months late |
| Nov 18, 2008 | 3 months late |
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Purpose of loan: I would like to pay off my CC and close the account. I would use the remaining balance to do needed renovations to my house (wiring, plumbing, and carpet) My financial situation: I only have one credit card and a low revolving balance- which will be eliminated with this loan. I am not responsible for many monthly bills that would hinder my ability to pay this loan. Monthly net income: $ 2128 Monthly expenses: $ 1170 Housing: $ 0 Insurance: $ 110 Car expenses: $ 150 Utilities: $ 150 Phone, cable, internet: $ 200 Food, entertainment: $ 100 Clothing, household expenses $ 200 Credit cards and other loans: $ 60(minimum payment) Other expenses: $ 200 (day care) I have listed with the auto-fund feature and at a higher rate because the contractor I want to do the work only has a small time frame available and I would like the funds quickly to secure him for the job. Otherwise, I will have to wait six months for him, or start looking all over. All other household expenses are carried by my wife- we separate the bills based on our salary. The left over is put towards a college fund for our daughter. We are not interested in carrying a home equity home for a longer period. My wife financed the house in her name before we married and we cannot beat the interest rate she locked in. As you can see, there is more than enough money left each month to pay this loan. I will be happy to answer any questions. Thank you for looking. Thank you in advance if you bid. |
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