I Still Believe In Miracles
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 17% |
| Lender Rate: | 29% | Borrower: | carolmjoiner777 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-05-15 | EricsCC ROI: | -88% |
| Status History | |
|---|---|
| May 13, 2007 | Current |
| Jul 30, 2007 | Late |
| Aug 16, 2007 | 1 month late |
| Sep 18, 2007 | 2 months late |
| Oct 16, 2007 | 3 months late |
| Nov 23, 2007 | 4+ months late |
| Dec 28, 2007 | Default |
|
Purpose of loan: (explain what you will be using this loan for) I would like to use this loan to pay off pay day loans. If I can get these loans paid off, I can see my way to becoming solvent and by receiving this loan and paying it on time, it can help me to start rebuilding my credit rating. My financial situation: My credit is bad. I have several pay day loans that I pay the minimum requirements due on. I have no credit cards. I have been employed since 1984. (explain why you are a good candidate for paying back this loan) I am a good candidat for paying back this loan because it would be electronically debited from my account monthly. Direct deposit is an excellent way to help employees and creditors who electronically debit payments stay current and up to date. Monthly net income: $ 922 Monthly expenses: $ 750 Housing: $ 287 Insurance: $ 51 Car expenses: $ 30 Utilities: $ 40 Phone, cable, internet: $ 84 Food, entertainment: $ 80 Clothing, household expenses $ 48 Credit cards and other loans: $ 100 Other expenses: $ 30 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 124718 | "Need A Second Chance" | HR | $2,000 @ 22% | Apr 17, 2007 | Expired |
| 127391 | Praying For A Helping Hand | HR | $2,000 @ 27% | Apr 23, 2007 | Expired |
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