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Turnin' 33 And Wanting To Be Debt Free
Homeownership Verified

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Listing Information
Amount: $9,000.00 Status: Loan created
Grade: C DTI: 43%
Lender Rate: 17% Borrower: nabisd
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-16 EricsCC ROI: 13%
Status History
May 16, 2007 Current
Purpose of loan:
I will be using the personal loan to pay off several closed credit card accounts, as well as a high interest rate personal loan.  This intern would be used as a debt consilidation loan. 

My financial situation: 
I am a good candidate for a personal loan, because I pay all of my creditors on time every month.  Any of you lenders can contact my creditors today, tomorrow, or next month, and they will always be able to tell you that my payment has been received on time to them.  Once I pay off  these high interest credit cards and personal loan, I would have freed up to $500 a month.  With my prosper payment possibly being around $300-$400 a month, I will be able to bank around $100-200 a month towards a a new savings account.   I will be turning 33 this year, and at this point I am trying to make some changes in my life for the better moving forward, which include getting rid of all this extra credit baggage. 

 Monthly net income: $ $2980

Monthly expenses: $ $1518.00
  Housing: $ 1060.00 (paid by my husband)
  Insurance: $ 200.00
  Car expenses: $ 488.00
  Utilities: $ 150.00
  Phone, cable, internet: $ free since I work for a cable company :)
  Food, entertainment: $ 150.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 480.00
  Other expenses: $

As you can see, I have enough income left over each month to pay my prosper loan back.  I hope that I will get the opportunity to prove to you all that I am able to do so.   I appreciate you all taking a look at my listing today, and hope to hear from you soon.
Borrower's Other Listings
131616 Turnin' 33 And Wanting To Be Debt Free C $10,000 @ 20% May 02, 2007 Withdrawn
245347 Finishing Up A Tired Old Basement C $7,500 @ 22% Dec 06, 2007 Withdrawn
249450 Finishing Up A Tired Old Basement C $6,500 @ 22% Dec 12, 2007 Withdrawn

 

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