Help First Time Parents
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|Loan Status:||Paid||Origination Date:||2007-05-14||EricsCC ROI:||17%|
|May 11, 2007||Current|
|May 22, 2010||Payoff in progress|
|Jun 08, 2010||Paid|
Hello, my name is Wendi and I have been a hard working hairstylist for the last 14 years. My husband is a manager of a rent-to-own company. We are both very responsible people, who are going to be first time parents to a baby boy in about 3-4 weeks.
WHAT I WILL DO WITH THIS LOAN
My reason for requesting a loan is not unique I'm sure. We have monthly bills, which if we could pay off would open up quite a lot of money a month. We have Credit Card bills which are $340 a month (1949 to be paid off with the loan) and Doctor bills which are $337 a month (1373 to be paid off). The doctor bills are due to surgery my husband had in November 2006. That would open up $677 a month, which would be my prosper loan payment and then some.
I do have a bankruptcy on my credit report. It has been discharged for three years. I made some bad decisions when I was first living on my own, but have definitely learned from my mistakes. We have since worked very hard on my credit and we were able to buy our first home. We have worked too hard in becoming responsible adults and soon parents. I can assure you we will not destroy that by not paying our bills. This loan will help us open up some money each month as well as give me a chance to relax with the baby until I go back to work.
Income: $3000 a month
Husband: $2600 a month
House payment: $1350
Cell Phones: $170
Car Loans: $605 and $425
Credit Cards: $340
Doctor Bills: $337
That leaves $1173 a month to pay Prosper loan, miscellaneous bills and put towards savings.
Thank you very much for your time and please feel free to ask any questions you may have.
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