Help First Time Parents
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 19% |
| Lender Rate: | 18% | Borrower: | wendi |
| Finished | State: | MO | |
| Funded: | 100% | Group: | Heroes |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-05-14 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| May 11, 2007 | Current |
| May 22, 2010 | Payoff in progress |
| Jun 08, 2010 | Paid |
|
ABOUT ME Hello, my name is Wendi and I have been a hard working hairstylist for the last 14 years. My husband is a manager of a rent-to-own company. We are both very responsible people, who are going to be first time parents to a baby boy in about 3-4 weeks. WHAT I WILL DO WITH THIS LOAN My reason for requesting a loan is not unique I'm sure. We have monthly bills, which if we could pay off would open up quite a lot of money a month. We have Credit Card bills which are $340 a month (1949 to be paid off with the loan) and Doctor bills which are $337 a month (1373 to be paid off). The doctor bills are due to surgery my husband had in November 2006. That would open up $677 a month, which would be my prosper loan payment and then some. I do have a bankruptcy on my credit report. It has been discharged for three years. I made some bad decisions when I was first living on my own, but have definitely learned from my mistakes. We have since worked very hard on my credit and we were able to buy our first home. We have worked too hard in becoming responsible adults and soon parents. I can assure you we will not destroy that by not paying our bills. This loan will help us open up some money each month as well as give me a chance to relax with the baby until I go back to work. OUR BUDGET Income: $3000 a month Husband: $2600 a month TOTAL: $5600 House payment: $1350 Utilities: $400 Cell Phones: $170 Food: $200 Car Loans: $605 and $425 Insurance: $200 Credit Cards: $340 Doctor Bills: $337 Other: $400 TOTAL: $4427 That leaves $1173 a month to pay Prosper loan, miscellaneous bills and put towards savings. Thank you very much for your time and please feel free to ask any questions you may have. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 117301 | Baby on the way!!! | E | $6,000 @ 26% | Mar 30, 2007 | Withdrawn |
| 118875 | HELP A SOON-2-B NEW MOM RELAX!!! | E | $5,000 @ 19% | Apr 04, 2007 | Withdrawn |
| 124180 | PAY OFF BILLS BEFORE BABY ARRIVES!!! | E | $5,000 @ 24% | Apr 16, 2007 | Withdrawn |
| 272697 | 2nd Prosper Loan, Thanks for the 1st!!! | C | $15,000 @ 35% | Jan 28, 2008 | Withdrawn |
| 274721 | 2nd Prosper Loan, Thanks for the 1st!!! | C | $7,500 @ 18% | Feb 01, 2008 | Cancelled |
| 335818 | 2nd Prosper Loan, Thanks for the 1st!!! | D | $10,000 @ 35% | May 21, 2008 | Withdrawn |
| 337758 | 2nd Prosper Loan, Thanks for the 1st!!! | D | $7,500 @ 35% | May 23, 2008 | Withdrawn |
| 351346 | Second Loan--Never been late on First | D | $10,000 @ 35% | Jun 16, 2008 | Expired |
| 405868 | Second Loan--Never been late on First | C | $15,000 @ 35% | Sep 29, 2008 | Withdrawn |
| 420921 | Proven Money Maker for you! | D | $8,000 @ 35% | Aug 18, 2009 | Withdrawn |
| 440779 | Proven Money Maker for you! | C | $7,500 @ 35% | Jan 04, 2010 | Withdrawn |
| 441879 | Proven Money Maker for you! | C | $5,000 @ 35% | Jan 11, 2010 | Withdrawn |
| 450822 | 2nd Baby 2nd Loan! | D | $6,500 @ 35% | Mar 22, 2010 | Withdrawn |
| 451887 | 2nd Baby 2nd Loan! | D | $5,000 @ 35% | Mar 29, 2010 | Expired |
| 452809 | Perfect First Prosper Loan Payments | D | $5,000 @ 35% | Apr 06, 2010 | Expired |
| 455103 | 2nd Baby 2nd Loan | C | $4,000 @ 35% | Apr 21, 2010 | Withdrawn |
| 456105 | 2nd Baby 2nd Loan!!! | C | $4,000 @ 35% | Apr 28, 2010 | Loan created |
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