Finance research - I want to experience P2P borrowing
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 5% |
| Lender Rate: | 8% | Borrower: | Jeeum |
| Finished | State: | NC | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-14 | EricsCC ROI: | 6% |
| Status History | |
|---|---|
| May 12, 2007 | Current |
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Purpose of loan: Right now, I am a Ph D student majoring in finance at UNC Charlotte. I am considering peer-to-peer finance as a research topic. The purpose of this loan is for me to experience peer-to-peer borrowing. My financial situation: There are several thousand dollars in my bank account now. I don't have any debt other than my two credit cards, which I typically pay off in full each month. Monthly net income: $ 2,000 Monthly expenses: $ Rent: $ 365 Car Insurance: $ 60 Other car expenses: $ 80 Utilities: $ 50 Phone, cable, internet: $ 90 Food, entertainment: $ 700 Charitable donations: $ 100 Long distance phone calls: $25 - $50 Credit cards and other loans: $ 1,000 - $1,200 (This number includes the three lines above). |
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