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Paying off Debt and Enrolling into school

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Listing Information
Amount: $3,200.00 Status: Loan created
Grade: HR DTI: 10%
Lender Rate: 29% Borrower: Fshstck101
Time Left: Finished State: TX
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2007-05-08 EricsCC ROI: -34%
Status History
May 09, 2007 Current
Aug 28, 2007 Late
Sep 09, 2007 1 month late
Oct 09, 2007 2 months late
Nov 09, 2007 3 months late
Dec 10, 2007 4+ months late
Purpose of loan: I will be using the loan to pay off my debt to get out of the minimum payment circle.  Also so i can enroll in some summer classes as long with Fall semester so its one less worry for me.

My financial situation: Im currently 21 and trying to fix the mistakes i did when i was young and dumb. i have a pretty good job while i go to school full time.  But the cost for school expenses really eats it up.
My monthly budget:
Mortgage/rent:  $0, I currently live with my parents so i have no rent.
Insurance: $115 a month for insurance.
Car expenses: $ 200 in gas a month
Utilities: $0 live with parents
Phone, cable, internet: $60 for cell phone.
Food, entertainment: $No time. 40hrs work 12 school (which is 3 hours per credit per week of studying.)
Clothing, household expenses $ Same size as i was when 17, still wear mostly those same clothes.
Credit cards and other loan payments: $250Other expenses: $
--------------------------------------- Total monthly expenses: $625

 

Borrower's Other Listings
124524 Buying First Truck HR $6,600 @ 29% Apr 16, 2007 Expired
129827 Pay off Debt and Enroll in school HR $6,500 @ 29% Apr 28, 2007 Withdrawn

 

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