p2p lending at lending club
My name is Dennis..HELP!!

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: E DTI: 6%
Lender Rate: 20% Borrower: dennisy8989
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-07 EricsCC ROI: 15%
Status History
May 05, 2007 Current
Purpose of loan:
(explain what you will be using this loan for) To consolidate my bills, and other expenses.

My financial situation:
(explain why you are a good candidate for paying back this loan) I have a stable career that makes me a decent amount of money.  I have and still pay all of my bills on time.  I work at a University, and i am taking out Financial Aid, i have 100% Tuition Reimbursment.  Because i work at the same University i am taking Financial Aid out through i recieve the Financial Aid funds.  I also recieve the grant funds.  I will be recieving these funds in July-August time frame.  I am in desperate need of this money before then.  and as you can tell by the interest rate that i have selected i am 100% confident i will have the money to pay back.  I do not have an extensive credit history, but i am working towards building one.  At this point i am frustrated because i know i will have the money to pay back, its just that no bank that i have had contact with will fund me because of my "new credit". 

My monthly budget:
Mortgage/rent: $825
Insurance: $250
Car expenses: $100
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses $50
Credit cards and other loan payments: $75
Other expenses: $100
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Total monthly expenses: $2000
Borrower's Other Listings
128656 My name is Dennis-Help!!! E $3,000 @ 24% Apr 25, 2007 Withdrawn

 

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