p2p lending at lending club
RELIST! Give them Beautiful Skin! VETTED!

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Listing Information
Amount: $14,000.00 Status: Loan created
Grade: C DTI: 26%
Lender Rate: 16% Borrower: skinfixer
Time Left: Finished State: TX
Funded: 100% Group: Achieve Greatness
Loan Information
Loan Status: 4+ months late Origination Date: 2007-05-14 EricsCC ROI: -55%
Status History
May 12, 2007 Current
Sep 29, 2007 Late
Oct 05, 2007 Current
Nov 30, 2007 Late
Dec 13, 2007 Current
Mar 01, 2008 Late
Mar 17, 2008 1 month late
Apr 16, 2008 2 months late
May 24, 2008 3 months late
Jun 15, 2008 4+ months late
Purpose of loan: This loan will be used to complete websites, stock inventory for  internet and wholesale product sales, and reduce credit card balances making my credit score low.  My business plan is available for review after signing a confidentiality agreement.

How I will use the Loan: 
We have opened an office and nine accounts, with orders averaging $7,900/month.  Next Steps: Complete Setup of Two Websites $3,000, Inventory Purchases $8,500, Pay off Credit Cards used to finance the initial stages $2,500.

Credit Score: 
A three agency credit report shows no current DQ.  My DTI before this loan is 13%.  My documents have been vetted by my GL and are available for lender review at www.decorative-banners.com/Achieve_Greatness.

Income/Expenses:
My husband pays all household bills, except the phone.  I have accepted a full time job making $64,000 in Salary, and an undetermined bonus.  The company profits run between $1,000 and $1,500/month.
Monthly Income:         $4100.00
Expenses:
Office Rent                     500.00
Phone                            300.00
Credit Cards                  800.00
Installment Loan           352.00
Automotive                    300.00
Total Expenses          $2252.00

Available to pay Prosper      $1848.00

Business Overview:
Our wholesale website (www.rss-international.com) supports the 3 reps and the retail website (www.rejuvenatingskinsolutions.com) provides cash flow for expansion.  The retail website is live with an incomplete product selection, as is the wholesale website.

Thank You
for Being Available as a Resource for People like Me

Borrower's Other Listings
116756 Growing the New Business! (Step 2) E $25,000 @ 27% Mar 30, 2007 Withdrawn
120294 Making My Business Grow! Relist (Vetted) E $8,800 @ 25% Apr 07, 2007 Expired
125005 RELIST! Give Them Beautiful Skin! (VETTED) E $14,000 @ 27% Apr 18, 2007 Expired

 

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