Ensuring a Stable Future
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | E | DTI: | 40% |
| Lender Rate: | 29% | Borrower: | myday |
| Finished | State: | MO | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-07 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| May 04, 2007 | Current |
|
Purpose of loan: Dear Prosper Lenders ? I am a ?separated? mother of 2 children. Please don?t judge me by my credit score alone. I had a good credit rating until several years ? I was part of a lay off and I still had bills, credit cards, medical payments, and in school. After finishing my degree I was able to find a job with a great company and very good pay. I was able to pay down some of my credit cards but it seemed bills kept coming up (medical, dental). I have taken out several high interest loans with Quick Click Loans and Sun Loan trying to ?keep up?. All of my extra income goes towards paying high interest loans and credit cards and it seems I am taking a PayDay loan each month to make ends meet. On a personal note: I was recently ?separated? from my husband and I am trying to make sure I can rebuild my credit if this leads to something more permanent. On the positive side he is still very helpful with the household bills as he pays ½ the mortgage. I also have court ordered child support for my older son. I have a stable income and consolidating my debt will save me money and ensure a stable future. My financial situation: Monthly Income (verifiable) Monthly Net Salary: $3078.00 (bi weekly $1539) Child Support: $480.00 Total Monthly Income $3558.00 My monthly budget: Mortgage/rent: $ 650 (split mortgage) Insurance: $97 Car expenses: $450 Utilities: $250 Phone, cable, internet: $100 Food, entertainment: $200 Clothing, household expenses $150 Monthly expenses: $1897.00 Credit cards and other loan payments: Capital One CC?s: $2000 Mnthly pymt: $200 + Orchard Bnk CC?s: $800 Mnthly pymt: $80+ JP Morgan CC: $700 Mnthly Pymnt: $50 Quick Click Ln; $3000 Mnthly Pymnt: $260 Sun Loan: $900 Mnthly Pymnt: $110 PayDay: $500 + interest Monthly Debt Payment $700 + $500 (Payday) As you can see by consolidating my bills I will literally be saving hundreds of $$. Please feel free to ask me any questions. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 121884 | Consolidating | E | $7,500 @ 29% | Apr 10, 2007 | Withdrawn |
| 122437 | Getting my Finances Back on Track w/ a Stable Income | E | $7,500 @ 27% | Apr 11, 2007 | Expired |
| 129372 | Ensuring a Stable Future | E | $7,500 @ 29% | Apr 27, 2007 | Withdrawn |
| 304854 | Hearing Aid Purchase for Joyful Sounds | D | $5,000 @ 35% | Apr 08, 2008 | Withdrawn |
| 306277 | Hearing Aid Purchase for Joyful Sounds | D | $5,000 @ 35% | Apr 08, 2008 | Withdrawn |
| 306286 | Hearing Aid Purchase for Joyful Sounds | D | $5,000 @ 35% | Apr 08, 2008 | Loan created |
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