p2p lending at lending club
Buying a Mac, Consolidating Debt:

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Listing Information
Amount: $4,900.00 Status: Loan created
Grade: B DTI: 21%
Lender Rate: 12% Borrower: ammonehrisman
Time Left: Finished State: NC
Funded: 100% Group: Apple User Group
Loan Information
Loan Status: Current Origination Date: 2007-05-08 EricsCC ROI: 8%
Status History
May 09, 2007 Current
Purpose of loan:
I am a young video producer/editor and I am now getting consistent work in the Raleigh area. I will be using this loan to purchase a MacBook Pro so that I can expand the range of freelance work I can accept. (Almost all my clients require Final Cut Pro on the Mac)

With the rest of the money I will pay down my high interest credit cards and hopefully increase my credit score. By choosing to fund this loan, you will be helping our young family ultimately get into our first home.  We would really really appreciate your support.

My financial situation:
We are budgeting carefully and are very very keen to keep our credit scores high so that we can get into a home.  For this reason we are a very low risk of default.  If you look at our budget below you will see that we have no car payment, we don't go to restaurants or theaters often, we don't drink or smoke, and we don't even have cable or satellite TV.

My monthly budget:
Apartment Rent          $550
Cell Phones               $102
Auto Gas/Insurance    $180
Groceries                   $350
Internet                        $50
Credit Card Payments   $200
Student Loan Payment  $150
Utilities                       $90
Church Donations        $180
----------------   
Total Income             $2100
Total Expenditures    $1672
Money Available        $428


I will buy the Mac Book refurbished for $2,200 and the remaining $2700 will go directly towards my high interest credit cards.

Thanks for looking!

Borrower's Other Listings
109275 Loan Consolidation / Grow My Business B $8,834 @ 13% Mar 10, 2007 Expired
364303 Buying a Minivan for our growing family B $3,500 @ 11% Jul 10, 2008 Withdrawn

 

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