Buying a Mac, Consolidating Debt:
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,900.00 | Status: | Loan created |
| Grade: | B | DTI: | 21% |
| Lender Rate: | 12% | Borrower: | ammonehrisman |
| Finished | State: | NC | |
| Funded: | 100% | Group: | Apple User Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-08 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| May 09, 2007 | Current |
|
Purpose of loan:
I am a young video producer/editor and I am now getting consistent work in the Raleigh area. I will be using this loan to purchase a MacBook Pro so that I can expand the range of freelance work I can accept. (Almost all my clients require Final Cut Pro on the Mac) With the rest of the money I will pay down my high interest credit cards and hopefully increase my credit score. By choosing to fund this loan, you will be helping our young family ultimately get into our first home. We would really really appreciate your support. My financial situation: We are budgeting carefully and are very very keen to keep our credit scores high so that we can get into a home. For this reason we are a very low risk of default. If you look at our budget below you will see that we have no car payment, we don't go to restaurants or theaters often, we don't drink or smoke, and we don't even have cable or satellite TV. My monthly budget: Apartment Rent $550 Cell Phones $102 Auto Gas/Insurance $180 Groceries $350 Internet $50 Credit Card Payments $200 Student Loan Payment $150 Utilities $90 Church Donations $180 ---------------- Total Income $2100 Total Expenditures $1672 Money Available $428 I will buy the Mac Book refurbished for $2,200 and the remaining $2700 will go directly towards my high interest credit cards. Thanks for looking! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 109275 | Loan Consolidation / Grow My Business | B | $8,834 @ 13% | Mar 10, 2007 | Expired |
| 364303 | Buying a Minivan for our growing family | B | $3,500 @ 11% | Jul 10, 2008 | Withdrawn |
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