Pay off those "payday loans"
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 22% |
| Lender Rate: | 26% | Borrower: | jlcrabtree |
| Finished | State: | AL | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-01 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Apr 30, 2007 | Current |
|
Purpose of loan: My name is Jamie and I am 26 years old. I have been married to my wonderful husband for 6 years and we have a hadsome, energetic, and loving 4 year old son. We have always made sure that he gets what he needs since he is the only one. We couldn't have anymore due to complications with me. That is ok though. He is plenty for us and we are loving every day that we have. We have figured out that everyday is a learning experience for us. About 2 months ago I got sick and had to go in the hospital for a week and I didn't have any sick time available. I have only been at my current job for about 4 months now. I made the mistake of doing a couple of the payday loans and that was not a wise choice. Trying to get those paid off and extend them we got behind on other bills including my husbands car, daycare and our utilities. My financial situation: I have a wonderful job which I enjoy and bring home $1300 a month. My husband is an electrician and brings in $1900 a month. We added everything up and with this loan we can get caught up on everything past due and get back on track and make those people quit calling. We bring in about $3200 and after paying everything we still have $200 to pay this loan every month. The deliquent's are from his car and our credit cards that we will be catching up with this loan as well. My monthly budget: Mortgage/rent: $775 Insurance: $215 Car expenses: $725 Utilities: $200 Phone, cable, internet: $120 Food, entertainment: $500 Clothing, household expenses $100 Credit cards and other loan payments: $100 Daycare: $300 --------------------------------------- Total monthly expenses: $3000 We have also made sure to have the loan drafted from our checking account to make sure it's paid on time and no late charges. Thank you for everyone's help out there. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 123181 | Getting back on track | HR | $10,000 @ 29% | Apr 13, 2007 | Withdrawn |
| 124106 | getting back on track | HR | $2,500 @ 29% | Apr 16, 2007 | Expired |
| 127459 | Paying off "Payday loans" | HR | $2,500 @ 29% | Apr 23, 2007 | Withdrawn |
| 128542 | Payoff those "payday loans" | HR | $2,500 @ 27% | Apr 25, 2007 | Withdrawn |
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