p2p lending at lending club
HOME IMPROVEMENTS
Homeownership Verified

Click Here to view this listing on Prosper
Listing Information
Amount: $2,000.00 Status: Loan created
Grade: C DTI: 47%
Lender Rate: 15% Borrower: uncfan1972
Time Left: Finished State: NC
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2007-05-04 EricsCC ROI: 11%
Status History
May 04, 2007 Current
Jan 19, 2008 Late
Jan 30, 2008 Current
I am requesting a loan in the amt of $1800

I am requesting a loan for reasons below:

$1800.00 Replace the banister on front of our home. The current ones where put up with wood and are rotten.

I am employed with a large Corporation and have been there over 8 years now. My wife also works full time with a local Company.

Our debt:

$1647.50 Mortgage
$1151.67 Car/Homeowners Insurance
$318.21 Credit cards (7)
$1100.81 Gas/Electric/Water
$1600.00 Food/Entertainment
$300.00 Savings

Total debt: $6118.19

Our Income:

$4085.25 My income
$2788.00 Wife income

Total:  $6873.25

We have a total of $755.06 left per month.  This is enough money to pay this loan back and have some extra for any emergencies that may come up during the term of this loan. Our goal is to pay this off within 1 ½ years. There is a current delinquency that showed up when Prosper pulled our credit. This is an auto loan that was paid off in December 2006. The late is showing up in January 2007. I am in contact with the credit agency to dispute this. I received a letter from this Creditor in December stating the loan was paid in full so I am a little confused on why they would report me late in January.

Thanks!
Borrower's Other Listings
127533 HOME IMPROVEMENT/UNCLE SAM C $3,000 @ 15% Apr 23, 2007 Withdrawn

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here