Debt consolidation - Overextended

Click Here to view this listing on Prosper
Listing Information
Amount: $3,250.00 Status: Withdrawn
Grade: D DTI: 17%
Lender Rate: 16% Borrower: mmaverick
Time Left: Finished State: AZ
Funded: 0% Group: Debt Consolidators
Purpose of loan:
I have  over extended my self and would like to consolidate all my credit cards and loans into one payment so i can get ahead once more!

I have a credit card with a $1000 balance
I have 2 credit cards with a $400 balance
I have one credit card with a $300 balance
I have a short term loan for $588
i have a second short term loan for $550
---------------------------------------------------------
Total debt i desire to consolidate is $3238

My financial situation:
I currently work a full time job and have been there for 3 years, it is a stable job that i greatly enjoy. I have 2 kids and a fiance who is going to school to be a nurse. I had some credit issues in the past when i had a back surgery and was out of work but have made all reasonable efforts to clear  them up and pay them off. Since i started rebuilding my credit i have never been late.

My monthly budget:
Mortgage/rent: 660
Car expenses: 60
Utilities: 90
Phone, cable, internet: 140
Food, entertainment: 600
---------------------------------------
Total monthly expenses: 1550
Borrower's Other Listings
108932 debt consolidation, vehicle repair. C $11,000 @ 18% Mar 09, 2007 Expired
114233 vehicle repair and debt consolidation C $9,900 @ 16% Mar 22, 2007 Expired
131029 Writting 1 check is easier than writing 5! Consolidating! D $3,250 @ 16% May 01, 2007 Withdrawn
132097 Writting 1 check is easier than writing 6! Consolidating! D $3,250 @ 19% May 03, 2007 Expired
136714 Relist - Writting 1 check is easier than writing 6! D $3,300 @ 23% May 13, 2007 Withdrawn
136730 Writting 1 check is easier than 6! D $3,300 @ 15% May 13, 2007 Loan created
222909 2nd loan - Need a 2nd car and moving costs! D $8,000 @ 21% Oct 29, 2007 Withdrawn
224084 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 01, 2007 Withdrawn
228010 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 07, 2007 Withdrawn
231545 2nd loan - will reinvest some D $8,000 @ 15% Nov 13, 2007 Expired
242461 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Withdrawn
242465 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Expired
252514 2nd loan - will reinvest some E $8,000 @ 23% Dec 18, 2007 Withdrawn
256061 2nd loan - will reinvest some E $2,500 @ 15% Dec 29, 2007 Expired
274224 That time of year HR $7,500 @ 23% Jan 31, 2008 Expired
295950 Pay it down HR $7,500 @ 23% Mar 19, 2008 Expired
306527 Pay it down HR $19,013 @ 20% Apr 08, 2008 Withdrawn
314548 Pay it down HR $19,013 @ 29% Apr 20, 2008 Withdrawn
319010 Pay it down HR $19,013 @ 35% Apr 27, 2008 Expired
325589 Pay it down - debt consolidation HR $20,000 @ 35% May 04, 2008 Withdrawn
330104 Second loan wanted - first paid off HR $20,000 @ 35% May 10, 2008 Withdrawn
343927 Second loan wanted - first paid off - consolidate - reinvest HR $11,000 @ 35% Jun 04, 2008 Expired
350249 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jun 16, 2008 Expired
373455 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jul 28, 2008 Expired
377876 First loan paid, second wanted. HR $17,572 @ 29% Aug 05, 2008 Withdrawn
379978 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
379992 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
381814 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 12, 2008 Withdrawn
383881 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 16, 2008 Withdrawn
385381 Testing, testing ... 1 2 3 HR $1,000 @ 29% Aug 19, 2008 Loan created

 

Discussion For This Listing
View Recently Discussed Listings »

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here