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Paying off medical bills

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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: E DTI: 56%
Lender Rate: 29% Borrower: GraduatingSoon
Time Left: Finished State: AL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-01 EricsCC ROI: 23%
Status History
May 04, 2007 Current
Oct 18, 2008 Late
Oct 29, 2008 Current
Purpose of loan:
I paid several medical bills with credit cards. I want to pay off the cards.

My financial situation:
My credit rating is poor, but I do make make all my payments. I've been paying 32.99%. A lower rate would give me a chance to catch up. I'm living as cheaply as possible and putting everything I have into paying off debt. I'm in graduate school. I'll finish my PhD next May (2008). At that time I'll be able to get a good job. In the meantime I'm teaching as an adjunct and tutoring students.

My monthly budget:
Mortgage/rent: $380
Insurance: $0
Car expenses: $0 (no car loan)
Utilities: $60
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses $50
Credit cards and other loan payments: $1400
Other expenses: $100 (books, my tuition is covered by grants and loans)
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Total monthly expenses: $2130
Borrower's Other Listings
228578 Paying off medical bills E $21,000 @ 29% Nov 08, 2007 Expired
234509 Paying off medical bills E $3,500 @ 29% Nov 19, 2007 Expired
240509 Paying off medical bills E $2,000 @ 35% Nov 29, 2007 Cancelled

 

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