Looking for a hand up not a hand out
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,200.00 | Status: | Loan created |
| Grade: | HR | DTI: | 24% |
| Lender Rate: | 21% | Borrower: | millie1234 |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-02 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| May 04, 2007 | Current |
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Purpose of loan: I am 42 yr old and have been married for 20 years. The purpose of this loan is to pay off two Aspire cards that are closed but are willing to accept settlements of 400.00 a piece and also pay the dentist for my daughters dental work which is 387.00. On our credit there is a current delq, I think that it is credit cards debt that we got behind on but some of those are paid. The past delp I am not sure about at this time we are seeking help through a law firm that will help repair our credit. One of the reasons for our credit issues is that we tried to purchase a home and the mortgage broker stated that all our current bills would be lumped into our mortgage. So any monies that we needed to come up with for inspections etc. was taken out of our money for bills since we had little savings. In the end the mortgage did not go through and we were behind. We are trying to educate ourselves better when we go to purchase again. I feel by getting this loan will help prove that we are serious about our credit improvement. My financial situation: Both my husband and I work full time and if you see our budget would have no problem making these payments and will make sure they are on time every month. Thanks for checking out our listing. My monthly budget: Mortgage/rent: $825.00 Insurance: $278.00 Car expenses: $603.00 Utilities: 400.00Phone, cable, internet:200.00 Food, entertainment: $500.00 Clothing, household expenses $200.00 Credit cards and other loan payments: $400.00 Other expenses: $ --------------------------------------- Total monthly expenses: $3406.00 Total income 4314.00 Left over 908.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 123922 | DENTAL | HR | $1,200 @ 29% | Apr 15, 2007 | Withdrawn |
| 125136 | NEED A HAND UP NOT A HAND OUT | HR | $1,200 @ 26% | Apr 17, 2007 | Withdrawn |
| 230764 | Looking for a hand up not a hand out | HR | $4,000 @ 29% | Nov 12, 2007 | Expired |
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