p2p lending at lending club
Getting out of Payday loans to get my life back

Click Here to view this listing on Prosper
Listing Information
Amount: $4,000.00 Status: Loan created
Grade: HR DTI: 12%
Lender Rate: 25% Borrower: barb25
Time Left: Finished State: AL
Funded: 100% Group: Psalms 1:1-3
Loan Information
Loan Status: Default Origination Date: 2007-05-03 EricsCC ROI: -85%
Status History
May 04, 2007 Current
Jul 19, 2007 Late
Jul 31, 2007 Current
Aug 27, 2007 Late
Sep 04, 2007 1 month late
Oct 04, 2007 2 months late
Nov 04, 2007 3 months late
Dec 04, 2007 4+ months late
Dec 28, 2007 Default
I'm a mother of three children ages 7, 5, and  3.  I'm married to a wonderful man.  We have been married for a little over a year.  I have a full time job working for an eye doctor.  I love my job.  I enjoy spending all my spare time with my children and husband. About 7 years ago my ex-husband ruined my credit and I'm just trying to get back on my own two feet again and build my credit up.  Having a hard time getting started it just seems that everytime I try I get shot down.  Please help if you can.   Thanks.

Purpose of loan:
The purpose of this loan is to pay off all my Payday loans that I took out to pay for my lawyer when I had to take my Ex-husband to court.  Also to pay my credit cards and get caught up on my other bills and put some in savings.

My financial situation:
My  husband and I both work and I'm getting a  second job so I can pay back my loan faster and to have extra income coming in. My husband is working all the over time he can get to try and help me.

My monthly budget:
Mortgage/rent: $595.00
Insurance: $90.00
Car expenses: $190.00
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses
Credit cards and other loan payments: $435.00
Other expenses: $500.00  day care
---------------------------------------
Total monthly expenses: $2460.00
Borrower's Other Listings
121941 Getting out of Payday loans to get my life back HR $6,000 @ 15% Apr 11, 2007 Expired

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here