p2p lending at lending club
Pay off higher interst debt
Homeownership Verified

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Listing Information
Amount: $23,000.00 Status: Loan created
Grade: A DTI: 36%
Lender Rate: 13% Borrower: Firewalker1
Time Left: Finished State: MD
Funded: 100% Group: No Bull Investors - We Invest In Good Borrowers
Loan Information
Loan Status: Paid Origination Date: 2007-05-11 EricsCC ROI: 13%
Status History
May 11, 2007 Current
Jul 17, 2008 Payoff in progress
Jul 22, 2008 Paid
About Me:     I am 31 years old and currently employed by an established healthcare company in which I have been working with for more than 6 years. My fiance and I are getting married on June 2nd. She has been an image consultant for the last 5 years and owns 9 rental properties.   
Purpose of Loan:   I recently enrolled in the Tony Robbins' Matery university which was $25,000. This loan will be used to pay the debt on the higher interest credit cards. My dti ratio prior to this loan is 15%. I imagine that the loan will indicate a much higher dti  because Prosper will not realize that I am paying off current debt. I have broken down the income and expenses for both myself and my fiance.
Thank You For Your Consideration.  

My Gross Monthly Income: $6850                     $12,400
Monthly Budget:                                       
Mortgage: $1100                                              $8,900
Insurance: $200                                               $650
Car expenses: 2 cars Free and Clear                 $525
Utilities: $500                                                   
Phone, cable, internet: $100                             $75
Food, entertainment: $350                                $150
Clothing, household expenses: $150                 $300
Credit cards and other loan payments: $850      $200
Charities/donations: $200                                 
Gas and Car Maintenance: $350                       $200 
Investments: $500                                            $250
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Total monthly expenses: $ 4,300                &nbs
Borrower's Other Listings
122239 Opening Franchises. Already have 3 positive income streams!! A $25,000 @ 15% Apr 11, 2007 Withdrawn

 

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