Cancer Free, Working to be Debt Free
Homeownership Verified

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: HR DTI: 12%
Lender Rate: 21% Borrower: FastMIke
Time Left: Finished State: MO
Funded: 100% Group: Christian Investors
Loan Information
Loan Status: Paid Origination Date: 2007-05-03 EricsCC ROI: 20%
Status History
May 04, 2007 Current
Apr 18, 2008 Late
Apr 25, 2008 Current
Sep 04, 2008 Payoff in progress
Sep 06, 2008 Paid
Thank you all who bid on my last listing. I am trying and praying so hard to save my family?s home. I would really appreciate your giving my listing one more glance over.

I am married with two children. I was diagnosed with male breast cancer last October which caused us to struggle a lot financially. My wife was a stay-at-home mother for the last 11 years and home schooled our two children but now has had to take a job as a cashier at Wal-Mart in order to help make ends meet. We are able to pay our regular monthly expenses however the mortgage company and equity loan holders want an immediate ?down payment? as listed below. We can then begin making a larger monthly payment to cover the remaining delinquent amount over time. Our total monthly income is $4,992.00 and as shown below - even with this loan and larger mortgage payments - we will be able to easily pay this loan back.

My prognosis is excellent after finishing my treatments three weeks ago and my schedule at my job with the USDA is back to normal full-time. I have posted a post-op picture on my member page for anyone who is curious.

The delinquencies on my credit were caused by my previous inability to work and my wife not being able to find a job until February of this year. We have been working with all our other creditors and have been able to come up with workable payment plans to get these handled with small extra monthly amount each month. The info below shows exactly where this loan will go and what our monthly income and expenses will be after a loan from prosper.

LOAN USE:
Equity Loan 727.00 Past Due
Mortgage 1,200.00 down-payment due by 4/30/07
Total: 1,927.00

MONTHLY EXPENSES AFTER LOAN:
Car $450
Car Ins $76
Utilities $427
Equity Loan $339
Mastercard $25
Mortgage $1154
Prosper Loan $200
RX/Doctors $320
Tithe $499
Other $100
Storage $55
Groc/Gasoline $1,200
Total: $4845

I appreciate your patience in reading over our request.
Borrower's Other Listings
114276 Save Home and Consolidate after Chemo Treatment HR $5,000 @ 22% Mar 21, 2007 Withdrawn
118908 Save house and catchup after Chemo Treatments HR $5,000 @ 22% Apr 04, 2007 Withdrawn
121380 Cancer Free, Working to be Debt Free! HR $4,500 @ 26% Apr 10, 2007 Expired

 

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