Clean Up Bills To Buy A House
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 9% |
| Lender Rate: | 24% | Borrower: | TShrum |
| Finished | State: | MO | |
| Funded: | 100% | Group: | PsychDoc's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-05-19 | EricsCC ROI: | -81% |
| Status History | |
|---|---|
| Jul 12, 2006 | Current |
| Sep 02, 2006 | Late |
| Sep 11, 2006 | Current |
| Nov 06, 2006 | Late |
| Nov 22, 2006 | 1 month late |
| Dec 19, 2006 | 2 months late |
| Jan 20, 2007 | 3+ months late |
| Jun 01, 2007 | Default |
|
Hi! My name is Teressa. I am newly married to a loving husband, and have two children. My son is 11 years old and my stepdaughter is 12 years old. I am currently employed in our family owned business, which is netting approximately 4500 in positive cash flow after expenses each month. You can visit us at www.123ibs.com. If you want to talk to me personally, email me and I will give you my number, and any other information. I have just entered into a lease-option contract to purchase the house that I am currently living in with my family. The reason that I would like to borrow this money is to consolidate expenses so that I can free up some extra cash to build up equity in the house. I need $2000 to pay for some utility bills, moving expenses from the move into the new house, and to pay down some miscellaneous high interest debts. Even with an interest rate of 23.75%, it is significantly cheaper than a payday loan. My credit score is ?HR?, one point away from E, right now due to some poor choices made in the past, and a bad divorce that I went through. My husband and I also had incurred some legal fees in order to gain custody of his daughter, which caused quite a few financial hardships in our life. I am convinced that those hardships are behind us now! I have been working on improving my credit, and have made significant progress. My credit score has increased by 40 points since the beginning of this year, and I plan to continue working to enhance my score so that I can move forward into a bright new future with my new family! Report shows 8 delinquencies there are only 7. One is an old lease, which is being disputed. Four of them, I just figured out, are payday loans from the Internet, which I did not do, they are being disputed. Three are doctors bills totaling 150, that I am paying as I write this. Please bid on my loan. If you do, and the loan is fully funded I will ensure that you will be satisfied with the fact that your capital will be returned to you with interest. Thank you for viewing my listing. Teressa |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 7327 | moving money | HR | $6,000 @ 20% | Apr 24, 2006 | Withdrawn |
| 8123 | Our first home | HR | $2,500 @ 20% | Apr 25, 2006 | Withdrawn |
| 8131 | Our first home | HR | $1,500 @ 18% | Apr 25, 2006 | Withdrawn |
| 8246 | Our first new home | HR | $3,000 @ 23% | Apr 25, 2006 | Withdrawn |
| 8448 | HELP, a great new start | HR | $3,000 @ 19% | Apr 26, 2006 | Withdrawn |
| 9871 | HELP, a great new start | HR | $3,000 @ 24% | Apr 29, 2006 | Withdrawn |
| 9873 | HELP, great new start | HR | $3,000 @ 24% | Apr 29, 2006 | Expired |
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