p2p lending at lending club
Help me get my graduation gift back
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Listing Information
Amount: $1,400.00 Status: Loan created
Grade: E DTI: 1%
Lender Rate: 20% Borrower: Pauliecop
Time Left: Finished State: MO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 1 month late Origination Date: 2007-05-01 EricsCC ROI: -14%
Status History
May 04, 2007 Current
Jan 17, 2008 Late
Feb 03, 2008 1 month late
Mar 02, 2008 2 months late
Apr 02, 2008 3 months late
May 02, 2008 4+ months late
May 24, 2008 3 months late
Jun 05, 2008 4+ months late
Jun 28, 2008 Current
Nov 16, 2008 Late
Dec 02, 2008 1 month late
Purpose of loan:
In 1991 my father gave me a Rolex watch as grauation gift.  In 2006, a faulty driver hit me while I was riding my motorcycle.  As a result of the crash my precious gift was damaged.  I took it to a jeweler to get it repaired and the total bill is more than 900.00.  I have been unable to pick this watch up in a timely fashion so the jeweler has been charging me late fees.  This charge is getting quickly out of hand.  I was told to turn to Prosper.com for some help. I am a responsible person as well as a good investment.  Thank you in advance for bids. 

My financial situation: 
I plan to pay this loan off early.  I started job seven months ago and my income has increase significantly.   

My monthly budget:
Mortgage/rent: $900
Insurance: $160
Car expenses: $0
Utilities: $225
Phone, cable, internet: $65
Food, entertainment: $250
Clothing, household expenses $150
Credit cards and other loan payments: $60
Other expenses: $375
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Total monthly expenses: $2185

My take home pay is approximately 2800.00.  I am responsible single parent of a fourteen year old daughter.  This loan will allow for me to finish paying for her summer camp as well as get my watch back.  Again, I do plan to pay this loan off in less than the standard terms.  Thanks again.
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