Help me get my graduation gift back

| Listing Information | |||
|---|---|---|---|
| Amount: | $1,400.00 | Status: | Loan created |
| Grade: | E | DTI: | 1% |
| Lender Rate: | 20% | Borrower: | Pauliecop |
| Finished | State: | MO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-05-01 | EricsCC ROI: | -14% |
| Status History | |
|---|---|
| May 04, 2007 | Current |
| Jan 17, 2008 | Late |
| Feb 03, 2008 | 1 month late |
| Mar 02, 2008 | 2 months late |
| Apr 02, 2008 | 3 months late |
| May 02, 2008 | 4+ months late |
| May 24, 2008 | 3 months late |
| Jun 05, 2008 | 4+ months late |
| Jun 28, 2008 | Current |
| Nov 16, 2008 | Late |
| Dec 02, 2008 | 1 month late |
|
Purpose of loan: In 1991 my father gave me a Rolex watch as grauation gift. In 2006, a faulty driver hit me while I was riding my motorcycle. As a result of the crash my precious gift was damaged. I took it to a jeweler to get it repaired and the total bill is more than 900.00. I have been unable to pick this watch up in a timely fashion so the jeweler has been charging me late fees. This charge is getting quickly out of hand. I was told to turn to Prosper.com for some help. I am a responsible person as well as a good investment. Thank you in advance for bids. My financial situation: I plan to pay this loan off early. I started job seven months ago and my income has increase significantly. My monthly budget: Mortgage/rent: $900 Insurance: $160 Car expenses: $0 Utilities: $225 Phone, cable, internet: $65 Food, entertainment: $250 Clothing, household expenses $150 Credit cards and other loan payments: $60 Other expenses: $375 --------------------------------------- Total monthly expenses: $2185 My take home pay is approximately 2800.00. I am responsible single parent of a fourteen year old daughter. This loan will allow for me to finish paying for her summer camp as well as get my watch back. Again, I do plan to pay this loan off in less than the standard terms. Thanks again. |
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