Humbly requesting help with tuition and expenses
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 9% |
| Lender Rate: | 24% | Borrower: | WisedUp |
| Finished | State: | WA | |
| Funded: | 100% | Group: | PsychDoc's Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-05-12 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| Jul 12, 2006 | Current |
| Oct 30, 2007 | Late |
| Nov 07, 2007 | Current |
| Apr 18, 2008 | Payoff in progress |
| Apr 24, 2008 | Paid |
|
Hello everyone in the Prosper community, I am married full-time student and also employed full time. I am currently pursuing a BA in Health Care Administration and work for a non-profit hospital in the registration department. I am requesting a loan from the Prosper.com community in order to offset some of my tuition and school expenses. I do obtain financial aid through the government, but the combined income of my husband and myself greatly reduce the amount of money that is given for my education. I also have applied for private student loans, but have not been approved because of my lack of credit history. I considered other routes of financing before listing with Prosper, but I eventually figured that people in this community would evaluate more of my willingness and ability to pay than a large financial institution. I am willing to enclose copies of our paychecks, enrollment status and receipts for classes that I have taken within the past year. I am also willing to pay the highest interest rate allowed in order to finance this loan. As you all can see, my credit score is lower than average. This is mostly due to mistakes I made during my early college years and a bout with homelessness. The negative items remaining on my credit report are medical accounts and I have been in dispute with the hospital and EMS for over a year in order to come to a resolution. However, I have opened several small accounts in the past year in order to rebuild my credit. I can provide proof of these accounts and payments if needed. I also purposely maintain a low debt-to-income ratio because I know first hand what the effects of overspending can lead to. If any other information is needed, I am able to fax, email or call. Please send a message to my inbox for a phone number if needed. Your consideration and generosity is greatly appreciated. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 382003 | Relocating and new employment | D | $2,500 @ 21% | Aug 13, 2008 | Expired |
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