Paying Uncle Sam
Homeownership Verified

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Listing Information
Amount: $4,250.00 Status: Loan created
Grade: B DTI: 16%
Lender Rate: 13% Borrower: Jinxgolf
Time Left: Finished State: OK
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-04-26 EricsCC ROI: 12%
Status History
Apr 26, 2007 Current
Sep 16, 2008 Payoff in progress
Sep 19, 2008 Paid
Purpose of loan:
Like a lot of Americans, after completing my taxes I found myself owing money to the Federal Gov't. This is the first time in my life that I will not be recieving a refund, and because this came as a total surprise I have not had enough time to put away cash to pay my tax bill. The funds from this loan will pay off my entire balance with the IRS and State. I have an excellent job, and will have no problem making my monthly payments. I do not want to owe money to the gov't! I would much prefer to pay interest to the people of this site. I appreciate your consideration.
My financial situation:
I currently have a base salary of $40,000/year, and a bonus structure that is currently providing me with an additional $600/mnth. I am a homeowner with 0 late or past due payments, and I have 1 Credit card with 0 late or past due payments. My spouse also has a very good job. Our combined gross income for last year was $88,000. Our debt ratio is around 14% currently.
My monthly budget:
Mortgage/rent: $650
Insurance: $98
Car expenses: $245
Utilities: $210
Phone, cable, internet: $115
Food, entertainment: $500
Clothing, household expenses $200
Credit cards and other loan payments: $380
Other expenses: $85
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Total monthly expenses: $2483
Borrower's Other Listings
249560 Eliminate Last CC & Pay Back Personal Loan A $11,000 @ 10% Dec 12, 2007 Expired
252077 Eliminate Last CC & Pay Back Personal Loan A $11,000 @ 13% Dec 17, 2007 Expired
255119 Re-List: Eliminate Last CC & Pay Back Personal Loan A $11,000 @ 14% Dec 24, 2007 Loan created

 

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