The American Dream

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: D DTI: 29%
Lender Rate: 23% Borrower: rcano
Time Left: Finished State: TX
Funded: 100% Group: Small Business & Self Employed
Loan Information
Loan Status: Default Origination Date: 2007-05-03 EricsCC ROI: -11%
Status History
May 04, 2007 Current
Jan 18, 2008 Late
Jan 26, 2008 Current
Feb 18, 2009 Late
Mar 07, 2009 1 month late
Apr 04, 2009 2 months late
May 04, 2009 3 months late
Jun 04, 2009 4+ months late
Jun 05, 2009 Default
Purpose of loan:
The purpose of this loan is to pay off my credit cards, a finance company, a payday loan, and put up a fence in my backyard.  
My financial situation: 
I'm a good candidate for this loan because I have a steady income. I've been employed with the same company for the last 9 years, and my paycheck is directly deposited into my bank account, so my loan payments will always be on time. 

My monthly budget:
Mortgage/rent: $ 1200.00
Insurance: $ 170.00
Car expenses: $ 150.00
Utilities: $ 315.00
Phone, cable, internet: $ 120.00
Food, entertainment: $ 175.00
Clothing, household expenses $ 75.00 
Credit cards and other loan payments: $ 180.00
Other expenses: $
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Total monthly expenses: $ 2385.00
Borrower's Other Listings
118962 The American Dream D $10,000 @ 18% Apr 04, 2007 Withdrawn
123248 The American Dream D $8,500 @ 25% Apr 13, 2007 Expired

 

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