Pay off high interest credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 16% |
| Lender Rate: | 19% | Borrower: | dollarbi |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-04-26 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Apr 26, 2007 | Current |
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Purpose of loan: Hello all and thank you for viewing my listing. My name is Bill and I am a single 37 year old military veteran who currently works for the defense department. I have been with the DOD for almost 12 years now. I get paid via direct deposit every two weeks and have a low DTI. My financial situation is not dire but I could use a loan to pay off high interest credit I have acquired. My current monthly net income is $ 3,700 I would use my prosper loan to pay off two credit accounts ( washington mutual $ 1,500) and ( Chase bank $ 500) This would eliminate a large portion of my monthly credit card and loan payment schedule. My monthly budget: Mortgage/rent: $400 Insurance: $130 Car expenses: $500 Utilities: $40 Phone, cable, internet: $100 Food, entertainment: $200 Clothing, household expenses $100 Credit cards and other loan payments: $250 Other expenses: $100 --------------------------------------- Total monthly expenses: $1620 Total monthly expenses: $1620......once again my total monthly net income is $ 3,700 As you can see I have a little under $2,100 left over not only for my prosper payment, but for savings and emergencies so that I never get into this situation again. I promise that my payment to prosper will be my top priority each month. In fact, I am going to have Prosper automatically deduct payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I have realized my mistakes and appreciate this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and god bless |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 123201 | pay off high interest credit | HR | $4,000 @ 19% | Apr 13, 2007 | Withdrawn |
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