Stop BoA sans MBNA gone wild!
Homeownership Verified

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Listing Information
Amount: $20,000.00 Status: Loan created
Grade: B DTI: 28%
Lender Rate: 14% Borrower: SmithsTrading
Time Left: Finished State: IN
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-05-01 EricsCC ROI: 13%
Status History
Apr 28, 2007 Current
Apr 02, 2008 Payoff in progress
Apr 08, 2008 Paid
Purpose of loan:
This loan is for Debt Consolidation

My financial situation:
I have a very stable financial situation.  I am seeking this additional liquidity to quash an ugly credit account with BoA, formerly MBNA that has undergone a series of rate increases and term changes.  It's time to give them the boot and put money in the pockets of real people.  I have also started a technical company on the side which brings in additional income(1,500 to 5,000 monthly depending on services rendered).  I would have no issues repaying this loan, or the old credit account.  I would rather lower my rates and STOP paying the large bank credit machine as soon as possible.

My monthly budget:
Mortgage/rent: $817
Insurance: $56
Car expenses: $652
Utilities: $200
Phone, cable, internet: $40
Food, entertainment: ~$200
Clothing, household expenses ~$100
Credit cards and other loan payments: ~$1600
Other expenses: $
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Total monthly expenses: $3665
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