Photography Equipment for Advancing Photographer
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 6% |
| Lender Rate: | 10% | Borrower: | 11xor6 |
| Finished | State: | MO | |
| Funded: | 100% | Group: | Flickrs |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-04-25 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Apr 25, 2007 | Current |
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Purpose of loan:
This loan is so that can purchase equipment to advance my photography. About Me: Here is a little bit about me. I am a 26 year old software engineer for an internet advertising company that I have been with for 2 years in May and live by myself in a rented one bedroom apartment that I have been at for a year and a half. Personally, I am a very self motivated individual who likes to learn and conquer new challenges. I have been shooting photography for longer than I can remember but just starting taking it seriously in November of last year. I have outgrown my current equipment and am looking to move forward with something more professional. If you are curious, my photography is not just personal; I put it up for sale every chance I get and I am actively searching new places to display my art. I also plan to put all proceeds of photography sales into this loan but that is by no means my main method of payment. My financial situation: Financially speaking I should be a very good investment. I have never had a late payment or missed payment and I like to pay debts off quickly. I can afford to and plan to pay this loan off as quickly as possible looking to finish payment in the 15-24 month range. I have requested this loan because I could not find a loan locally at the amount or rate I was willing to pay. My monthly budget: Mortgage/rent: $885 Insurance: $60 Car expenses: $60 (gas) Utilities: $80 Phone, cable, internet: $75 Food, entertainment: $400 Credit cards and other loan payments: $0 Savings: $200 Other expenses: $200 --------------------------------------- Total monthly expenses: $1960 Total net monthly income: $2856 Total available for this loan: $896 Thank you for your consideration and feel free to contact me if you have any questions. |
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