NEED TO PAY TAXES & CREDIT CARD DEBT

| Listing Information | |||
|---|---|---|---|
| Amount: | $20,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 23% |
| Lender Rate: | 13% | Borrower: | KSGIRL11 |
| Finished | State: | MO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-04-25 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Apr 25, 2007 | Current |
| Apr 09, 2008 | Late |
| Apr 26, 2008 | 1 month late |
| May 27, 2008 | 2 months late |
| May 29, 2008 | Payoff in progress |
| Jun 05, 2008 | Paid |
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Purpose of loan: I will be using this loan to pay off federal taxes owed and to consolidate high interest credit card debt. My financial situation: I am gainfully employed as a real estate agent. I have an "A" credit grade along with a low debt to income ratio. I am looking to pay off my federal taxes owed in a lump sum instead of a payment plan that may include garnishing my wages. The credit card debt that I will be paying off is at a much higher interest rate than what I can obtain through consolidating with a loan through Prosper.com My monthly budget: Mortgage/rent: $1400 Insurance: $110 Car expenses: $250 Utilities: $200 Phone, cable, internet: $100 Food, entertainment: $150 Clothing, household expenses $100 Credit cards and other loan payments: $600 Other expenses: $200 --------------------------------------- Total monthly expenses: $3000 |
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