No Delinquencies in 7 Years-Experian FICO Score 656
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,600.00 | Status: | Loan created |
| Grade: | HR | DTI: | 22% |
| Lender Rate: | 21% | Borrower: | Litrex46 |
| Finished | State: | AZ | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-04-24 | EricsCC ROI: | -45% |
| Status History | |
|---|---|
| Apr 23, 2007 | Current |
| Jan 08, 2008 | Late |
| Jan 25, 2008 | 1 month late |
| Feb 25, 2008 | 2 months late |
| Mar 25, 2008 | 3 months late |
| Apr 04, 2008 | Default |
|
Purpose of loan: My need for this loan is twofold: To begin to pay off all debt (I want to pay off this loan ASAP, the re-loan as many times as necessary until I have no debt) To greatly improve my credit score by: a. No credit card of loan debt b. Bankruptcy will no longer slow c. Pay this loan on time My financial situation: I obtanined a copy of my credit report from Experian on 2/19/07 and my FICO score was 656. This report indicates no delinquencies for 7 years. My credit scores have been affected by: a. Number of recent inquiries b. Number of high-balance-to limits c. Bankruptcy filed and discharged in February, 1998 (due to divorce) which will fall off credit reports February, 2008 My monthly budget: Mortgage/rent: $200. Insurance: $150. Car expenses: $350. Utilities: $0 Phone, cable, internet: $200. Food, entertainment: $200. Clothing, household expenses $100. Credit cards and other loan payments: $475. Other expenses: $100. --------------------------------------- Total monthly expenses: $1770. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 95509 | Debt Consolidation | HR | $6,000 @ 23% | Feb 08, 2007 | Withdrawn |
| 97811 | Pay off credit cards,auto repairs | HR | $6,000 @ 23% | Feb 11, 2007 | Withdrawn |
| 101110 | Debt Consolidation | HR | $6,000 @ 22% | Feb 18, 2007 | Withdrawn |
| 101923 | Debt Consolidation | HR | $6,000 @ 22% | Feb 20, 2007 | Expired |
| 105906 | NEAR PERFECT CREDIT IN 12 MONTHS | HR | $5,000 @ 21% | Mar 03, 2007 | Withdrawn |
| 107197 | NEAR PERFECT CREDIT IN 12 MONTHS | HR | $3,000 @ 21% | Mar 06, 2007 | Expired |
| 111844 | No Delinquencies In 7 Years | HR | $3,000 @ 22% | Mar 17, 2007 | Withdrawn |
| 114194 | NO DELINQUENCIES IN 7 YEARS | HR | $2,500 @ 21% | Mar 21, 2007 | Withdrawn |
| 116696 | No Delinquencies In 7 Years-Experian FICO Score is 656 | HR | $2,000 @ 21% | Mar 28, 2007 | Expired |
| 120024 | RELIST-No Delinquencies in 7 Years-Experian FICO Score 656 | HR | $2,000 @ 21% | Apr 06, 2007 | Withdrawn |
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