Looking to consolidate and rebuild credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 12% |
| Lender Rate: | 25% | Borrower: | bigtime300 |
| Finished | State: | IL | |
| Funded: | 2% | Group: | (No Group) |
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Purpose of loan: (explain what you will be using this loan for) The purpose of this loan is to help me clean up my credit record and rebuild my rating. Have some payday loans from when I was in a bind and need to get these paid off along with a few credit cards on my record. My financial situation: (explain why you are a good candidate for paying back this loan) I have very stable employment at this time,been with North American Lighting for nearly 4 years now. Admittinly I was bad with the plastic cards(credit cards) and when I experienced a few health problems things stacked up and I got in a real pinch. I am ready to put all this behind me and show I will be responsible in paying back my loan. Income on a gross basis was 33,000 last year.I also want to add I am very responsible with term loans as I have paid off a 12,000 car with no late payments. This loan will give me the opportunity to show I'm ready to buckle down and get my finances in order. My monthly budget: Mortgage/rent: $375 Insurance: $65 Car expenses: $0 Utilities: $150 Phone, cable, internet: $80 Food, entertainment: $150 Clothing, household expenses $200 Credit cards and other loan payments:$600 Other expenses: $ --------------------------------------- Total monthly expenses: $1600 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 138406 | Pay off debt,start over fresh | E | $5,000 @ 26% | May 20, 2007 | Expired |
| 144240 | Pay off debt,start over fresh | E | $5,000 @ 25% | May 31, 2007 | Withdrawn |
| 151669 | Pay off debt,start over fresh | E | $5,000 @ 26% | Jun 13, 2007 | Loan created |
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