Trying to get back on my feet
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 47% |
| Lender Rate: | 23% | Borrower: | drumboy |
| Finished | State: | CA | |
| Funded: | 100% | Group: | FINANCE & INVESTMENTS |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-04-30 | EricsCC ROI: | 109% |
| Status History | |
|---|---|
| Apr 28, 2007 | Current |
| Nov 14, 2008 | Late |
| Dec 01, 2008 | 1 month late |
| Dec 31, 2008 | 2 months late |
| Jan 31, 2009 | 3 months late |
| Mar 07, 2009 | Default |
|
Purpose of loan:
I will pay off High interest credit cards and lock them away My financial situation: I have always been responsible with my finances but 6 years ago I went through a very Bad divorce Money was taken out of my account and I have been trying to recover ever since. This is one of the reasons that my credit scores have slipped so far. I have to put things on my credit cards that I normally would not do. I have put 1 child through college and the other one will be graduating next year. I am married again now to a very wonderful woman from and she doesn't need the worries that I have at this time. She also sends 500 dollars a month to her family there. I work as a commissioned salesman and for the last two years business has been coming back and things seem to be improving. Because of this change, I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it. Net income after payroll deductions from all sources: $ 3800 Spouse's Income: $ 2200 Total monthly family Income $ 6040 Mortgage/Rent: $ 3186 Phone: $ 80 Gas: $ 50 Electricity & Water: $ 200 Car Loan and Operating Expenses: $ 503 Food: $ 600 Insurance: $ Cable/Internet: $ 75 Clothing, expenses for children, etc. $ Credit cards and loans that won't be paid off with my Prosper loan: $ 250 Other: $ 500 --------------------------------------- Total monthly expenses: $Total Monthly Expenses : $ 4858 I will have $ 682 left to make the payments on my Prosper loan |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 102903 | Need Help A Little Behind | D | $10,000 @ 20% | Feb 23, 2007 | Withdrawn |
| 103226 | Just Need a Little Help | D | $10,000 @ 20% | Feb 24, 2007 | Expired |
| 109884 | Just Need a Little Help | D | $10,000 @ 23% | Mar 12, 2007 | Expired |
| 114536 | Just Need a Little Help | HR | $9,000 @ 22% | Mar 22, 2007 | Withdrawn |
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Discussion For This Listing
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