Growing family needs a safer, larger vehicle

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Listing Information
Amount: $6,500.00 Status: Loan created
Grade: D DTI: 21%
Lender Rate: 17% Borrower: alohatalofa
Time Left: Finished State: WA
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: Current Origination Date: 2007-05-01 EricsCC ROI: 13%
Status History
May 04, 2007 Current
Purpose of loan:

I am applying for a car loan to purchase a bigger vehicle, with the arrival of my new baby daughter, the current car we have is just to small. I plan on selling our current vehicle on Craigslist.org and using the proceeds to pay down the Prosper.com loan.

My financial situation: I currently work full time as a food service manager. I have worked in this field for over 5 years and plan on getting another raise very soon.

Current debts:
1) Visa credit card: $274 payment= $15/mo Interest rate is: 16%  

2) Macy's Account: $185 payment=$15/mo interest rate is: 18%

3) Target card Account: $176 payment=$25/mo interest rate is: 21%

Present Budget

Income:

Pay Check: $1400/month
 
Expenses:
Mortgage/ Rent: $625 (paid by my husband)

Utilities and Gas : $65 (paid by my husband)

Insurance: $70

Visa: $15Macys card: $15

Target Card: $25

Food: $200

Household/misc: $150

Total Expenses: $475/mo

Left Over: $925/mo  

Budget after Prosper Loan
Prosper Payments: $250

Mortgage/ Rent: $625 (paid by my husband)

Utilities and Gas : $65 (paid by my husband)

Insurance: $70

Visa: $15

Macys card: $15

Target Card: $25

Food: $200

Household/misc: $150

Total Expenses: $725/mo  

Left over from Income: $675      

THANKS FOR VIEWING MY LISTING!
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