Getting it Right This time
Homeownership Verified

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Listing Information
Amount: $10,700.00 Status: Loan created
Grade: C DTI: 18%
Lender Rate: 14% Borrower: notdeadyet
Time Left: Finished State: FL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: 4+ months late Origination Date: 2007-04-25 EricsCC ROI: -49%
Status History
Apr 25, 2007 Current
Apr 10, 2008 Late
Apr 26, 2008 1 month late
May 27, 2008 2 months late
Jun 28, 2008 3 months late
Jul 26, 2008 4+ months late
Purpose of loan:
Tuition,consolidation,home improvement,investing

My financial situation: 
C credit rating is the  result of my wife leaving her jobbecause of a disability. We have since downsized and adjusted our lifestyle. We were an AA rating prior to this set back. My DTI is lower because I did not include our houshold income. Household Income $4250   Mine $2650 ( Min)
                                                                                                            Wife  $1600 ( Pension)
My monthly budget:
Mort: $1100                                                    Prosper
Ins: $112                                                            Loan: $5600  Private School Tuition  eliminate a
C $100(gas cars are paid off)                                          $560 monthly payment
Utili: $200
Ph,  internet: $60                                                              $2400 payments  for Prosper                               
Food, entertainment: $400                                                      $1500  home improvement t increase value
Parent Plus LoanWachovia $110
Credit card after Prosper Loan: $100                                        $1000 Pay off the last of the 29% credit cards

---------------------------------------                                                      $200  Invest wi
Borrower's Other Listings
116357 Tuition,consolidation,investing C $13,700 @ 16% Mar 27, 2007 Expired

 

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