paying off taxes

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Listing Information
Amount: $14,000.00 Status: Loan created
Grade: A DTI: 21%
Lender Rate: 15% Borrower: Newton12
Time Left: Finished State: NJ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2007-04-26 EricsCC ROI: -26%
Status History
Apr 26, 2007 Current
Dec 12, 2008 Late
Dec 29, 2008 1 month late
Jan 27, 2009 2 months late
Mar 07, 2009 3 months late
Mar 27, 2009 4+ months late
Mar 31, 2009 Default
Purpose of loan is to pay off taxes

My financial situation: I have been working at the post office for 15 years.
(explain why you are a good candidate for paying back this loan)

My monthly budget:
Mortgage/rent: $700
Insurance: $100
Car expenses: $80
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses $20
Credit cards and other loan payments: $400
Other expenses: $0
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Total monthly expenses: $1500
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