Financially responsible Individual seeking funds
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 25% |
| Lender Rate: | 16% | Borrower: | jenfitch |
| Finished | State: | WI | |
| Funded: | 100% | Group: | BORROWERS - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-04-16 | EricsCC ROI: | -34% |
| Status History | |
|---|---|
| Apr 14, 2007 | Current |
| Sep 01, 2008 | Late |
| Sep 17, 2008 | 1 month late |
| Oct 17, 2008 | 2 months late |
| Nov 18, 2008 | 3 months late |
| Dec 17, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
Purpose of loan: The loan is going to be used to payoff a credit card. We will also be using it for working capital for a startup business. This is the second listing. This time for less money, in hopes of being fully funded this time. My financial situation: Good for paying back this loan because I have been working for the same hospital for 8 years and am starting a new business in which I am already making around $300 in supplemental income a month. I will use the money to payoff a credit card and for some working capital for my business. My goal is withing two years to have no credit card debt. This will be my start toward that goal. I am very financially responsible, make payments on time, and plan on continuing that record. My monthly budget: Mortgage/rent: $Insurance: $ Car expenses: $286.00 Utilities: $70 Phone, cable, internet: $69 Food, entertainment: $150 Clothing, household expenses $200 Credit cards and other loan payments: $300 Other expenses: $--------------------------------------- Total monthly expenses: $1075 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 118805 | Credit card payoff and business capital | A | $24,500 @ 13% | Apr 04, 2007 | Withdrawn |
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