Eric's Credit Community

I am a graduate student about to graduate next year. I recently accepted a job, and have already started working with the company. I am currently an industrial engineer working in a manufacturing setting. I am single, and like doing community projects. I also like pretty much any outdoor sports such as football, soccer, and Frisbee. I like basketball and swimming too, but those are indoor sports. I also workout and train on a regular basis, and understand nutrition. I also give personal training and diet nutrition advice as a hobby. I like helping people meet their physical goals.

Purpose of loan:
I am attempting to do multiple things with this loan. I have small debts that add up to around $2000-$3000 I would like to consolidate. I am also still in school, which means I have tuition, books, and lots of unexpected expenses that come up. Lastly, I would like to put about $1000 into a business idea; I have been working on for 1-2 years.

My financial situation:
I do not have big amounts of debt to pay off. I have a stable job, and steady income. I am also still partially a student, which means my parents still support me when I?m in dire need of help. I have never declared bankruptcy nor have collection agencies knock on my door. I make payments on time, and usually more than the minimums.

My monthly budget:
Mortgage/rent: $300
Insurance: $0 (parents like paying for that for some reason)
Car expenses: $80
Utilities: $0 (included in rent)
Phone, cable, internet: $0(included in rent)
Food, entertainment: $150-200
Clothing, household expenses $50
Credit cards and other loan payments: $0
Other expenses: $50-100 (random money use)
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Total monthly expenses: $500-$730

I am open for any questions anyone may have about me or the loan I am trying to obtain. Thank you.