consolidating- 0 delinquencies

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Listing Information
Amount: $11,000.00 Status: Loan created
Grade: E DTI: 37%
Lender Rate: 20% Borrower: stlgrd04
Time Left: Finished State: MO
Funded: 100% Group: 0 DELINQUENCIES OR DECENT CREDIT GET FUNDED NOW
Loan Information
Loan Status: Default Origination Date: 2007-04-26 EricsCC ROI: 34%
Status History
Apr 26, 2007 Current
Nov 14, 2009 Late
Dec 02, 2009 1 month late
Dec 27, 2009 2 months late
Jan 27, 2010 3 months late
Jan 29, 2010 2 months late
Jan 30, 2010 3 months late
Feb 11, 2010 1 month late
Feb 13, 2010 2 months late
Feb 25, 2010 1 month late
Feb 27, 2010 2 months late
Mar 27, 2010 3 months late
Mar 30, 2010 2 months late
Mar 31, 2010 3 months late
May 01, 2010 Default
I am a hard workin young man who made some bad choice with plastic cards when I first got them. All I want is to be able to pay these off start builing my credit back up so that I can look into purchasing a home in the next few years. As I am going to be geting engaged in the next few months. I have a very stable job and have done nothing but rise through the company to be working just a step below the President now. I work 50 - 60 hours a week and wont disapoint anyone who gives me a chance. I will make my payments autopay and can pay anywhere between 400- & 500 dollars a month. I am curently a Junior Vice President for a printing company. I make $2400.00 after taxes for four weeks of work. I have great medical, dental, vision, and retirment packages. And I am very secure in my position.
 
My Monthly expenses
Car Payment: $498.47
Car Insurance: $ 160.00
Phone: $ 98.67
Waverunner: $158.88
Waverunner Ins: $25.00
Gas: $ 300.00
Food: $ 200.00
Prosper Loan: $400.00
Save: $100.00

This gives me $450.00 for other monthly expensesI have a fair credit rating. Because I have revolving credit that I would like to compile into one bill that way theres not ten revolving accounts. And it shows that I am making payments and improving my credit score.I have learned that I do not want to ever put myself into a situation like this and have encourage my brother not to exceed one credit card because all they are is trouble.

  Thanks
 David

 

Borrower's Other Listings
116013 Trying to get back ahead in life E $10,000 @ 18% Mar 26, 2007 Withdrawn
116312 Tired of 10 Bills Need just one E $10,000 @ 20% Mar 27, 2007 Withdrawn
117436 Trying to Rebuild Credit E $11,000 @ 26% Mar 31, 2007 Expired
120219 Trying to Rebuild Life & Credit E $11,000 @ 26% Apr 07, 2007 Withdrawn
281250 consolidating HR $3,000 @ 16% Feb 21, 2008 Expired

 

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