Consolidate Pay Day's And Other Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | E | DTI: | 7% |
| Lender Rate: | 23% | Borrower: | pivot11 |
| Finished | State: | UT | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-04-19 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Apr 19, 2007 | Current |
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Hello and thank you for viewing my listing. I am 30 year old Computer Professional. I am married and have 3 children. I currently work for a prospering company in the hospitality industry. I am a college graduate with a degree in Computer Science. My hobbies include reading and my children. I love to spend time playing with my kids since they are young and love to build things with blocks. I truly believe that the time you spend with your children will have a lasting influence on them for the rest of their life. My credit rating is low because I was unemployed for 8 months in 2003, it has taken us years to try and pay back everything. We are still in that process and would like to finally take care of our delinquent accounts. During that time I overused the credit cards, and also ended up with some Pay Day Loans - Big Mistake. Unfortunately, since I got into Pay Day Loans, I now need help to get out of them. I would use the Prosper Loan consolidate these debts: Check City Payday Loan - $2000 Personal Loan (from friends) - $3000 Medical Bills Debt - $2000 Orchard Bank Credit Card - $300 Comcast (closed account) - $200 ------- $7500 - Total amount of Debt to pay off As I said earlier, I am a Computer Professionals and have been steadily employed now for over 3 years. My current monthly net income is $3560. Here's my monthly budget with the prosper loan in place: 1200 - Rent 350 - Electricity 70 - Insurance 270 - Bankruptcy Payment 100 - Cell Phone 356 - Tithing 404 - Food / clothing 200 - Gas (Car) 50 - Recreation 25 - Internet 0 - Car (paid off) -------------- $3025 - total monthly expenditures As you can see, with just a little help, I have over $500 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Pay Day Loans. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 113777 | Used MiniVan purchase, debt consolidation | E | $15,000 @ 20% | Mar 20, 2007 | Expired |
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