Debt Consolidation!! (Debt-to-income incorrect!)
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 29% |
| Lender Rate: | 21% | Borrower: | stratfire777 |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Southern Entrepreneurs |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-04-11 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Apr 11, 2007 | Current |
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I'm a 22 year old single guy and this is my favorite english bulldog nephew! I have had a couple of unexpected, unfortunate events that required me to go into debt. First I was in a car accident and while I am insured, I still had to pay the $1000 deductible to get my vehicle fixed. Shortly thereafter I was injured playing soccer and tore my knee, which required MRI's, therapy, etc...again up to my deductible/copays. Both of these were above my normal budget and have put me in a pinch with high interest debt and loans, while also depleting my savings. I work at a furniture store in the internet sales department and have been there for almost 2 years. I work 40+ hours per week and have already been told by my superiors that there is continual room for growth in the company for me. I've been diligent about making all of my payments timely and want to protect my credit integrity. My debt to income ratio is incorrect on my credit file because it includes a card that I am no longer responsible for and hasn't dropped off my file yet. My monthly income and expenses are as follows: Net monthly income : $1850 Monthly Expenses: Rent - $440 Car payment/insurance - $350 Utilities - $200 Gas/Food - $350 Credit Cards - $150 Hospital bills - $50 My $200/month prosper loan payment is going to replace the credit card bills and hospital bills and allow me to consolidate them to a lower interest rate and shorter term. This will also give me a cushion to start rebuilding my depleted savings and be more prepared for any future unexpected expenses. I thank you in advance for the consideration of my listing. If you have any questions please feel free to contact me. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 115084 | Debt consolidation!! | E | $5,000 @ 21% | Mar 24, 2007 | Withdrawn |
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